Travel Insurance Reviews Travel Insurance Reviews Plans

To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.

InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.

Customers who have visited the United States rated our travel insurance plans
4.56 out of 5
5,467
ratings and reviews
97%
recommended
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Cruise
Filed claim
RoamRight Elite
We did not need to file a claim as the trip went as-planned, so I can’t speak to the claims process, but having the plan in place gave us peace of mind leading up to and during the trip.
Tali H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Generali Global Assistance Preferred
Very impressed with company. Sent me an email a couple of days before my trip to check on me and my plans! I will definitely use again.
Elizabeth H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
TravelSafe Classic
Just the right coverage at the right price!
Steven B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
The only reason I chose the Nationwide comprehensive plan is that life insurance was not mandatory, which would have added 20 percent to the cost. I DID NOT file a claim, so I can't assess how Nationwide would have handled a claim. Insurance is necessary, to protect against possible loss/expenses. I have homeowner insurance. The last claim I filed was for 1992's Hurricane Andrew in Miami. No problem then, but in September 2017, Hurricane Irma in Central Florida damaged the roof shingles. The shingles were not ripped off and the insurance company denied the claim, although the company paid to have sections of the wet, moldy ceiling removed. I still don't have a water-tight roof or repaired ceiling, and have filed suit against the insurance company.

That tangent has a purpose. I renewed an insurance policy filing no claims for 25 years. If I file a future claim for travel insurance losses, will that be covered? I am grateful, however, that InsureMyTrip.com served as an advocate when I incurred expenses for trip interruption, using a different insurance company policy. One email from IMT to the company had the claim paid within ten days. So yeah, travel insurance purchased through IMT is essential, and I advise not to purchase coverage directly from the insurance company. The cost is the same, and you have one to advocate for you. Thank you, IMT!
Larry M. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Generali Global Assistance Custom
No issues
Jeffrey S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Allianz Global Assistance Classic
Best insuranc that I didn't have to use. Why take chances.
MARK E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
AIG Travel Travel Guard Basic
Thankfully, I have never had to file a claim. Obtaining these policies is required for student travel at our college and satisfies the requirement regarding deductible and coverage at a reasonable price.
Brooke G. would not recommend this plan to a friend or relative.
2 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
TravelSafe Classic
I'm sorry but I believe Cost vs Risk is NOT Realistic. The Price for a round trip consisting of two domestic flights of less then 4 hours is extremely high. Airplanes are not dropping like flies to warrant such a high premium. I firmly believe your underwriter's department needs to review and analyze the data and offer package that address realistically the risk. Are your underwriters considering Distance, Actual Flight Time and Destinations in setting the Premium? Your current price for the above-mentioned is not one I could possibly recommend. Consider and Annual Policy for what I consider a local flight with little or no risk and you'll have a customer for future travel and one that will recommend a Travel Insure Plan that's effective, efficient and economically sound.
MARGARITA H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you very much for your comments which pose a reasonable question.

    Comprehensive plan premiums are based on trip cost, age of traveler, length of trip and sometimes destination. In your particular case, you were further limited because you reside in Puerto Rico so that only two companies were available to you.

    In the future, we suggest that you call us for assistance before purchasing a plan. Your TravelSafe Classic premium was 20.3% of your trip cost, but there were less expensive plans available including a TravelSafe Basic plan.

    InsuredMyTrip is available weekdays from 7:00 AM to midnight ET and weekends from 9:00 AM to 9:00 PM.
    Apr 10,2018
The trip included a
cruise
Generali Global Assistance Preferred
Fortunately, we didn't have to file a claim. Unfortunately, the only time you really know if a service is worth your money is when you file a claim.
Jaime F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
AIG Travel Travel Guard Silver
Did not cover delay due to travel accident in which you were not involved. Also due to weather my son lost his school vacation days. I would have cancelled because I did not want him to miss a week of school but that was not covered either. I guess cancel for any reason would have been better for this situation but not for the travel accident delay. That coverage I believe ends 48 hours before trip.
Andrea B. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Kyle
    Photo
    Thank you for providing feedback on this policy.

    It is true that both these situations would not be covered under a standard trip cancellation policy. Specifically for school-related cancellations, you would need a policy that included Cancel For Any Reason.

    There are typically 3 conditions that must be met to purchase a Cancel For Any Reason Rider: Purchase the policy within 10 - 21 days of First Trip Payment; Insure ALL prepaid and non-refundable travel expenses prior to departure; Trip arrangements must be canceled more than 48 -72 hours prior to the departure date. If you meet all 3 of these conditions, this benefit will typically reimburse you 75% of your trip cost, unless otherwise noted.

    Please feel free to contact us in the future, when planning your next trip. Our representatives are available 7 days a week and can be reached at 1-800-487-4722.
    Apr 20,2018
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