Travel Insurance Reviews Travel Insurance Reviews Plans

To find the best travel insurance plan for your trip, you want to know which plans worked well for other customers. All of our travel insurance reviews were submitted by customers who purchased a plan on our site. These reviews cover the spectrum including travel health insurance, cruise insurance, comprehensive travel insurance and last minute travel insurance.

InsureMyTrip evaluates all of the reviews posted on the site. "Anytime Advocates" - a team of licensed, uncommissioned travel insurance representatives - are available to assist any customer who may need help facilitating a claim or answering questions about a purchased plan before, during or after their trip.

Image of Jim Grace Reviewing hitting 60,000 Reviews

Customers rated our travel insurance plans
4.58 out of 5
61,067
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
tour
AIG Travel Travel Guard Basic
thank goodness I did not have to use the coverage. the plan was just what I wanted at a good price.
meredith a. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Generali Global Assistance Preferred
Easy to sign up and gives me reassurance when traveling.
Melanie M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Generali Global Assistance Standard
I purchased this insurance as my husband had been suffering with cancer for many months and I knew there was a possibility he would be too ill to fly and the trip would need to be cancelled. When I called to say I was cancelling I was told I could not because it was the result of a preexisting condition. My husband actually passed away on 1/31 so he definitely couldn't have made the trip. Obviously, I am very angry.
Ronald H. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Melissa J.
    Photo
    Thank you for your feedback on the policy. We are very sorry for your loss. Without filing a claim, no determination can be made in terms of offering you compensation. Below is the information to contact Generali Global Assistance Claims:

    (800) 541-3522
    claims@generalitravelinsurance.com

    As you had mentioned, the Generali Global Assistance Standard does have a Pre-Existing Condition exclusion. The definition per the certificate is as follows:

    "PRE-EXISTING CONDITION means a Sickness or Injury
    during the 180-day period immediately prior to your
    effective date for which you or your Traveling Companion:
    (1) received, or received a recommendation for, a
    diagnostic test, examination, or medical treatment; or
    (2) took or received a prescription for drugs or medicine.
    Item 2 of this definition does not apply to a condition
    which is treated or controlled solely through the taking
    of prescription drugs or medicine and remains treated or
    controlled without any adjustment or change in the required
    prescription throughout the 180-day period before coverage
    is effective under this Policy."

    Please call us at 800-487-4722 if you have any questions or concerns. We would be happy to assist you.
    Feb 11,2019
Travelex Flight Insure
Provides peace of mind. Glad it wasn’t needed!
Catherine S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Travelex Travel Basic
The only problem with this insurance is that there is no compensation for a 3+ day delay of one of my bags when I returned home. Luckily, it was on my return home, but I think having not received my bag for this long period of time, with no compensation (even minimal) is wrong. They do not cover travel delay for arrival at the return place which makes sense, but still - having a bag missing that long is a total inconvenience and you would think that travel insurance would at least have some way to address it.
Charles P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Melissa J.
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that your bags were delayed on the return journey. Baggage Delay benefits are designed to cover replacement of personal necessities when baggage is delayed by common carrier during outbound travel or during segments of your onward journey, but does not include coverage for the return trip to home or your final destination ending the trip. This is the industry standard.
    We strongly recommend customers read the terms and conditions of the policy within the review period to determine if the policy fits your needs. If the policy does not fit your needs, it can be cancelled within the review period for a refund of premium. Please call us at 800-487-4722 if you have any questions or concerns.
    Feb 07,2019
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
We purchased this insurance for our cruise. I primarily ended up with this one because they had coverage in case a port was cancelled. We didn't end up using it because our cruise went off just as planned, but the peace of mind was worth the small cost.
Stephanie C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
C&F Travel Insured International Worldwide Trip Protector Lite
Older adults, even though very healthy, are unfairly charged for travel insurance......given there are many young and middle aged people in questionable health who pay half as much for the same coverage. It might be more fair [given actuarial tables are based on averages in general] to go on the basis of health.....even something as simple as how many medications someone takes. Or, charge everyone the same price, regardless of age.
Regina Y. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you very much for your reply. Your comments are representative of many of your fellow travelers.

    Generally, Comprehensive policy premiums are based on the age of the traveler, the cost of the trip and the length of the trip. As you get older, your premium will increase. However, in order to calculate premiums on the basis of health, there would have to be some form of medical review prior to purchase which would most likely increase the rates and is not practical for travel insurance since it is usually short term.

    We certainly understand your concerns. Our licensed insurance experts are always happy to explain any part of the insurance policy. We are available to assist you by phone at 800-487-4722, or by chat, Monday - Friday, 7am-12am EST and Saturday - Sunday, 9am-9pm EST.
    Feb 08,2019
Tokio Marine HCC Medical Insurance Atlas International
Finding a good and reasonable trip insurance company (and policies) might be a challenge. Well, it was for me. Although these insurances are designed for travellers, amazingly insurance companies limit pretty much your coverage profile. For instance: I'm currently living in Mexico, bought a trip insurance for my (77 years old) Japanese mother living in Brazil. It was kind of difficult to fill up the forms and find a fit for all the required information (addresses, nationalities, citenzships...). But in the end everything went smooth and I did not need to file a claim with the insurance company.
Kazuko M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you for your comments. We regret to hear that you found our website application difficult to complete. It does appear that you provided the correct information.

    We do provide guidance to our customers on each page of the application. For example, "Who needs to be insured on this trip?"

    "Please enter the travelers' current age, citizenship, and residence."

    Your answers will narrow down your quotes to only those policies that would be available to you.

    Nevetheless, should you ever need assistance in the future, our team of licensed representatives are always happy to help. You can call us at 800-487-4722 with any questions regarding the policies, to obtain a quote, or even to purchase a policy over the phone.
    Feb 06,2019
    • KazukoM
      Photo
      Yes, it narrows down as it progresses. But as a proof of concept: I insured my mother (Kazuko) and used my email address. Your system records my mother name and addresses me (Paulo) with her name. There is no distinction between people buying insurance for themselves and third-parties insuring someone else. But that doesn't matter, anyway. It just proves what I stated on my review. Thank you
      Feb 06,2019
The trip included a
cruise
AIG Travel Travel Guard Gold
I have to qualify my review in that fortunately I didn't need to file a claim. It's truly only in THAT circumstance where satisfaction of service can be evaluated.
Paul S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Arch RoamRight Preferred
We were very pleased on how fast our claim was handled. We will definitely recommend Arch RoamRight Preferred to relatives and friends.
rosalie t. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
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