Travel Insurance Reviews Accidental Death Plans

Accidental Death and Dismemberment (AD&D) plans pay benefits if you should have a serious injury that results in dismemberment or loss of life. Loss of life benefits paid by these plans are in addition to any benefits paid by life insurance plans.

To learn more, read our Accidental Death Coverage article.

Customers who have visited Mexico rated our Accidental Death Plans
4.42 out of 5
40
ratings and reviews
95%
recommended
Sort by
Cruise
Filed claim
IMT Travel Accident Plan
Easy website to understand. Thanks! Thankful I didn't have to use it!
Susan H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
IMT Travel Accident Plan
I didn’t have to use it but it’s a peace of mind to have it just in case you need it or in case of an emergency.
Jose M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
IMT Travel Accident Plan
A trip begins when you leave your home. I was very disappointed to learn I was not covered during all phases of the trip, including all air travel whether in my home country or not. I would not purchase again unless commercial transportation inside my home country, USA, was included.
Daniel N. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you for your comments pointing out that the IMT Travel Accident Plan was not written to provide flight accidental death coverage while the traveler is within United States airspace. The plan states that "Coverage will begin at 12:00 A.M. Eastern Standard Time on the latest of the following: 1) The date the Company receives a completed application or enrollment form; or 2) The moment Plan Participant exits their Home Country airspace; or 3) The Date the Company approves the Application; or 4) The Date requested by the Plan Participant.
    Coverage will end at 11:59 P.M. Eastern Standard Time on the earliest of the following: 1) The date Plan Participant is no longer in an Eligible Class; or 2) The date the Plan Participant returns to his or her Home Country unless otherwise covered under the Plan Document; or; 3) The expiration of 365 days from the Effective Date of Coverage; or 4) The date shown on the Schedule of Insurance issued by the Company."

    We do offer plans covering Flight Accidental Death and Dismember (AD&D) within and outside United States airspace on our website. This coverage may also be available for an additional premium under some of our Comprehensive Coverage Plans.

    If you wish assistance in purchasing a plan, please call Customer Care weekdays 7:00 AM to midnight ET and weekends 9:00 AM to 9:00 PM ET.
    Dec 27,2017
IMT Travel Accident Plan
Don't understand if you do activities, such as water sports, hiking, four wheeler why the insurance doesn't cover for accident!!!
Gregory D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Kyle
    Photo
    Thank you for providing feedback on this policy.

    This policy was designed to cover Accidental Death and Dismemberment in the event of an accident during your trip. The policy does not cover the actual expenses incurred while you are being treated at a hospital or licensed medical facility, but the policy does offer additional add-ons for Medical Evacuation coverage. The policy would also cover many activities, such as hiking or some water sports, but would also exclude the following:

    "Travel in or upon: A snowmobile; A water jet ski; Any two or three-wheeled motor vehicle, other than a motorcycle registered for on-road travel; Any off-road motorized vehicle not requiring licensing as a motor vehicle; when used for recreation or competition. Unless Hazardous Activity Rider is purchased."

    "Injury sustained while taking part in: mountaineering; hang gliding; parachuting; bungee jumping; racing by horse, motor vehicle or motorcycle; snowmobiling; motorcycle/motor scooter riding; scuba diving, involving underwater breathing apparatus; water skiing; snow skiing; spelunking; parasailing; white water rafting; surfing, unless part of a school credit course; and snowboarding. Unless Hazardous Activity Rider is purchased."

    Please feel free to contact us if you have any further questions or concerns. We have licensed representatives available 7 days a week, and they can be reached at 1-800-487-4722.
    Dec 08,2017
Travelex Flight Insure
Very professional
Guido E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Travelex Flight Insure Plus
Felt confident that I was adequately covered.
Donald S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
IMT Travel Accident Plan
I purchased this plan for my kids when they want to Mexico and thankfully I did not have to use so I am completely satisfied. I don't think sending a review on this type of plan is appropriate.
Lori Valquette H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
IMT Travel Accident Plan
Didn't need it. Glad I had it.
I continue to like using the Insure My Trip site, to get exactly what I want and to be able to compare policies.
Mary R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
IMT Travel Accident Plan
Very professional and easy to understand and buy.
Christine Z. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
IMT Travel Accident Plan
Just the peace of mind knowing it was there if needed.
Charles B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Show reviews per page.

Top 5 Providers

  1. GeoBlue
    (4.71)
  2. IMT Services
    (4.67)
  3. Nationwide
    (4.63)
  4. MedjetAssist
    (4.62)
  5. Arch RoamRight
    (4.61)
  1. GeoBlue
    (4.58)
  2. Berkshire Hathaway Travel Protection
    (4.54)
  3. Crum & Forster - Travel Insured International
    (4.53)
  4. Allianz Global Assistance
    (4.52)
  5. Travelex
    (4.49)