Travel Insurance Reviews Accidental Death Plans

Accidental Death and Dismemberment (AD&D) plans pay benefits if you should have a serious injury that results in dismemberment or loss of life. Loss of life benefits paid by these plans are in addition to any benefits paid by life insurance plans.

To learn more, read our Accidental Death Coverage article.

Customers rated our Accidental Death Plans
4.67 out of 5
894
ratings and reviews
98%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Travelex Flight Insure Plus
Fortunately I did not need to use your coverage. Everything went OK. But the plan itself is very good. Thank you
val g. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Travelex Flight Insure Plus
not alot of variety or allowed to custom build a plan
Milanie M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Melissa J.
    Photo
    Thank you for your feedback. In the future, if you would like assistance using the comparison tool, please contact our office at 800-487-4722 where a licensed representative would be happy to help you.
    May 08,2017
Travelex Flight Insure Plus
Felt confident that I was adequately covered.
Donald S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Travelex Flight Insure Plus
The application form does not seem to allow one to come back and edit travel date changes. So my question is; if the initial insurance dates are specified and due to unforeseen circumstances, one leg of the journey has a date change, does that nullify insurance?
Allene V. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Melissa J.
    Photo
    Thank you for your feedback on the policy. There is a way to adjust your dates of travel if you entered them in incorrectly during the quote process. When you are on the purchase page, click on the 'update quote' button on the top right hand side of the page. When purchasing your policy you would insure from the date you leave your home until you return to your home. If those dates change prior to your originally scheduled departure date, you would call InsureMyTrip to update your policy.
    If dates change involuntarily after your effective date you have the following coverage:

    "All coverages under the plan will be extended if your entire Covered Trip is covered by the plan and your return is delayed by unavoidable circumstances beyond your control.
    If coverage is extended for the above reasons, coverage will end on the earlier of the date you reach your originally scheduled return destination or seven (7) days after the Scheduled Return Date.
    In no event will coverage be extended due to voluntary reasons without prior consent from Travelex Insurance Services."

    Please call us at 800-487-4722 if you have any questions or concerns. We would be happy to assist you.
    May 04,2017
IMT Travel Accident Plan
From the purchase and coverage options perspective, it was just the plan I was looking for. The good news/bad news is that I did not need to use any part of the plan (death and dismemberment) so I don't have any commentary about fulfilling the policy. That said, I would use it again.
Kerry K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
AIG Travel Travel Guard Flight Guard
All went well. I was able to purchase accidental death insurance a few days before the trip. The website was easy to navigate.
Alice P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Travelex Flight Insure Plus - Flight Only
pleased with coverage and ease of taking out the coverage representatives are very helpful
James W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
AIG Travel Travel Guard Flight Guard
Use insure my trip several times a year, I've never had a claim so can't speak to that but IMT has always offered me good coverage at a fair price. Wouldn't make a trip without them.
Roberta m. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
IMT Travel Accident Plan
I did not have to file a claim with IMT. I will recommend IMT Travel Accident Plan to another person if I can.
Amiya D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
IMT Travel Accident Plan
My trip ended 3 1/2 weeks early due an emergency funding issue. When I called to seek a partial refund, I was told I should have called before departure rather than after I arrived home. Other than "that is our company policy," no other reason or explanation was provided. Given the high cost of the policy, it seems unreasonable.
George F. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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