Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
C&F Travel Insured International
Worldwide Trip Protector Lite
Luckily I didnt Need to use it. But the peace of mind having it was worth the money.
Mary L. would
recommend this plan to a friend or relative.
The trip included a
tour
Global Alert!
Preferred
We had high hopes for this plan. The initial customer service was helpful and professional. We had to cancel the trip because of an accident and filed a claim. Although the claim was processed fairly, it took about three months to get the refund. There were no additional questions asked of our medical providers and we did receive our full refund, but it took so long that I would seriously consider paying more to a different carrier.
Stewart H. would not
recommend this plan to a friend or relative.
The trip included a
tour
AXA Assistance USA
Silver
A couple of weeks before I was to leave for Italy, the doctors discovered I had lung cancer and suggested I cancel my trip as they wanted to start treatment immediately. I notified AXA to cancel my trip and it was done right a way. Filled out proper paperwork and after several months, I received my refund check. I would definitely recommend this travel insurance. They kept me updated as to the progress of the check. Will use this insurance on any of my future travel experience. They were wonderful. I thank you AXA!!!
Helen S. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Berkshire Hathaway Travel Protection
ExactCare Value
Did not have to use thank goodness but as many have said before me, great peace of mind.
Bruce T. would
recommend this plan to a friend or relative.
The trip included a
tour
Travelex
Travel Select
We didn't have to use the plan but it was good knowing we had coverage.
John H. would
recommend this plan to a friend or relative.
The trip included a
cruise
TravelSafe
Basic
Fortunately we did not need to use the insurance on our trip. Due to the reasonable price and good coverage, we will definitely purchase insurance from you for our next big vacation.
Richard A. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Standard
I'm happy I didn't have a claim, and was more reassured about the company when I traveled through Italy to find that Generali is a very big insurance company. I had a drink right across from their offices in Orvieto. I would use them again.
Carol L. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
For the coverage the cost was very reasonable and the plan itself was tailored for our cruise. Very satisfied thank you.
Dean S. would
recommend this plan to a friend or relative.
The trip included a
tour
Allianz Global Assistance
Classic
thank you, price was right and assistance was great.
Olivia A. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Premium
This plan was competitive in terms of pricing, but the fact that any losses I would suffer due to illness were not covered made it a very poor value for me. The reason medical problems were not covered was that I had not purchased the insurance within one week of my final trip payment. Even though this major source of potential trip cancellation was not covered, there was no discount applied to the premium. I experienced no problems and filed no claims, but withholding this coverage without offering any discount was a major disappointment and greatly reduced the value of the policy for me.
BRIAN M. would not
recommend this plan to a friend or relative.
The Generali Global Assistance Premium plan provides a waiver for pre-existing conditions with the following requirements met:
"a. coverage is purchased prior to or within 24 hours of your final Trip Payment; and
b. you are medically able to travel at the time the coverage is purchased; and
c. you insure 100% of your prepaid Trip costs that are subject to cancellation penalties or restrictions."
If you are not able to purchase prior to or within 24 hours of your final Trip Payment or you do not insure 100% of your prepaid Trip costs that are subject to cancellation penalties or restrictions, you would have a 180 day look back period should any claims be filed.
"PRE-EXISTING CONDITION means a Sickness or Injury
during the 180-day period immediately prior to your
effective date for which you or your Traveling Companion:
(1) received, or received a recommendation for, a
diagnostic test, examination, or medical treatment; or
(2) took or received a prescription for drugs or medicine.
Item 2 of this definition does not apply to a condition
which is treated or controlled solely through the taking
of prescription drugs or medicine and remains treated or
controlled without any adjustment or change in the required
prescription throughout the 180-day period before coverage
is effective under this Policy."
In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you. Unfortunately, due to business regulations, we are not able to discount travel insurance policies.