Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
Fortunately I didn't need to use it, but 2 of our trip companions didn't get to join the tour due to a combination of a cancelled flight causing a missed flight, then the destination country not including them on the list of people allowed to enter the country despite their getting another Covid test and filing all the necessary forms. They never were told why they weren't on the list. They spent 5 days trying to join the trip, and ultimately had to rebook flights to go home. Not sure if this insurance would have covered that had it happened to me. Would it?
Susan K. would
recommend this plan to a friend or relative.
I don't feel that the denial of my claim was fair. The violence and political unrest in Nicaragua was untenable. Food and transportation shortages, work stoppages in almost every town. Because only an act of war was a valid reason for cancellation based on politics, my very valid reason was that my employment was terminated because of the situation, and so my trip had to be cancelled. I was denied because the "duration of my employment was less than a year". Not true. I signed the contract a year ago, and that year anniversary would have occurred within 5 days of beginning my time in Nicaragua. Very disappointed that my insurance plan didn't cover circumstances that were completely beyond my control.
Hilary G. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
Thank you for your feedback on the policy. We appreciate you using InsureMyTrip for your travel insurance needs. We are sorry to learn that you were unable to travel and are dissatisfied with this policy. The claims administrator is required to adjudicate claims based on the terms and conditions of the policy.
This policy covers termination of employment as a covered reason to cancel under the following terms:
"involuntary employer termination or layoff of You or a Traveling Companion. Employment must have been with the same employer for at least one (1) continuous year."
Unfortunately, if you are a contractor and not considered an employee, this would not be a covered reason to cancel on this policy. We do have policies that will cover self-employment/contract work.
We strongly recommend customers read the terms and conditions of the policy within the review period to determine if the policy fits your needs. If the policy does not fit your needs, it can be cancelled within the review period for a refund of premium. In the future, please consider calling us at 800-487-4772 prior to purchase so that we can guide you towards policies that best suit your needs.
I developed chest pain and was admitted to the ICU in a small hospital 2 hours from Managua. We called the customer service line and they took care of all the logistics to fly me home to Ft Lauderdale in a Lear Jet air ambulance the next day. Very pleased and grateful for the service I received.
Hal B. would
recommend this plan to a friend or relative.
8 of
8 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
This policy covers termination of employment as a covered reason to cancel under the following terms:
"involuntary employer termination or layoff of You or a Traveling Companion. Employment must have been with the same employer for at least one (1) continuous year."
Unfortunately, if you are a contractor and not considered an employee, this would not be a covered reason to cancel on this policy. We do have policies that will cover self-employment/contract work.
We strongly recommend customers read the terms and conditions of the policy within the review period to determine if the policy fits your needs. If the policy does not fit your needs, it can be cancelled within the review period for a refund of premium. In the future, please consider calling us at 800-487-4772 prior to purchase so that we can guide you towards policies that best suit your needs.