Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
cruise
InsureandGo
Global Silver
Plan did not include pre-existing conditions and it was expensive nonetheless! I would not recommend it. If I had known I couldn't get a plan covering pre-existing conditions because I had put down an initial deposit last May, I would not have made that initial deposit.
Mackay C. would not
recommend this plan to a friend or relative.
The trip included a
tour
AXA Assistance USA
Gold
I purchased an AXA Assistance USA Gold Plan for a 2 week trip to New Zealand for myself and my husband. Unfortunately we had to cancel about 6 weeks before the trip due to a medical problem. I was worried that AXA would make me jump through hoops to get our refund for trip expenses but that was definitely not the case. The AXA claims specialists were professional and helpful. I submitted the paperwork that was necessary and got notification of acceptance for the claim and a check very quickly. I will use AXA in the future.
Hector A. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
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Crystal
AXA Assistance USA
Thank you for the review. It can be quite disappointing to have to cancel a trip but we are happy to know your claims experience went well and hope that you are able to reschedule soon. We appreciate the opportunity to provide coverage for you and look forward to providing travel protection for all of your future travels.Feb 25,2016
The trip included a
tour
John Hancock
Gold
It was reassuring to know that we had coverage, particularly when one of us became ill in rural New Zealand. Our claim was handled efficiently and the staff were very courteous in answering our questions related to the process.
Robert P. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
cruise
AXA Assistance USA
Gold
I didn't use my coverage, but the price was good for the coverage provided.
Craig D. would
recommend this plan to a friend or relative.
-
Crystal
AXA Assistance USA
Having that sense of peace of mind can really often be priceless. We look forward to providing travel protection for all of your future endeavors!Feb 17,2016 -
Crystal
AXA Assistance USA
Thank you for taking the time to provide a review of your purchase. We are delighted to know you’re happy with your purchase. Please think of AXA Assistance USA for any future travels and we hope to continue to provide you with a worry-free experience.Feb 17,2016
The trip included a
cruise
Generali Global Assistance
Standard
everything fine....
Paul S. would
recommend this plan to a friend or relative.
The trip included a
cruise
Arch RoamRight
Preferred
Never filed a claim. Considered plan adequate for meeting goals as a comprehensive plan, with desired emphasis on medical insurance. Cost compared favorably to several similar type plans.
Kevin L. would
recommend this plan to a friend or relative.
The trip included a
tour
John Hancock
Bronze
Fortunately we did not need to use it, but we wanted a plan that would cover us in case a family emergency required an unplanned trip cancellation. This plan provided what we needed.
Samuel B. would
recommend this plan to a friend or relative.
The trip included a
tour
AXA Assistance USA
Gold
Since we had no claim, as usual, it is hard to evaluate how the service is if we ever do have a claim. One must always read the fine print in policies, though, as even "Cancel For Any Reason" may not mean that.
We have used Insure My Trip many times.
We have used Insure My Trip many times.
William G. would
recommend this plan to a friend or relative.
-
Zac
Thank you for your feedback on the policy. We appreciate your business. We advise customers to read the terms and conditions of the policy they are interested in prior to purchasing. The description of coverage for each plan can be accessed at several points during the quoting and buying process on our website. If you have any questions regarding policy language, please call us at 800-487-4722 so that our representatives can help provide clarification. We want customers to have a clear understanding of what the polices cover and how they work.
Trip Cancellation reimburses 100% of the pre-paid and nonrefundable trip cost insured on the policy if the trip is cancelled for a listed covered reason.
Cancel For Any Reason is an optional benefit which can be purchased in addition to Trip Cancellation. If the eligibility requirements are met, the benefit is selected and paid for, the customer can cancel their covered trip for any reason. Any reason does mean any reason.
Cancel For Any Reason benefit reimburses between 50%-75% of the pre-paid and nonrefundable trip cost depending on the policy.
In general, Cancel For Any Reason is applicable if:
1) the policy is purchased with the benefit included within 10-30 days after making the initial trip payment (time frame depends upon specific policy)
2) the full cost of all non-refundable prepaid travel arrangements in insured on the policy
3) the trip is cancelled at-least 2 days prior to the Scheduled Departure Date.
Please let us know if you have any questions. Our representatives are available 7 days a week by calling 800-487-4722.
.Nov 25,2015 -
Crystal
AXA Assistance USA
Thank you for taking the time to provide a review of your purchase. We appreciate your comments and continually use customer feedback to improve our products. In the future, you may call us so we may assist you in finding the best policy and benefits to fit your travel needs. We hope you will consider us again for future travel.Dec 02,2015
InsureandGo
Global Gold
Did not have to use the plan benefits. This was a complicated trip and we were able to get through it without any difficulties.
Robert M. would
recommend this plan to a friend or relative.
InsureandGo
Global Platinum
I wasn't sure that the type of trip interruption would be covered. All agents were very human and helpful. It was a little hard to phone because of hours and time differences to New Zealand, and to find the right number to call, but once I got a person, everything went smoothly. They actually worked out the cost with conversions and I received a little more than I expected. I would use them again.
Hannah M. would
recommend this plan to a friend or relative.
4 of
4 people found this review helpful
However, we now offer plans that will provide the waiver if you purchase the policy on or before the final payment. However, it would be unlikely for these plans to be less expensive that the plan that you purchased.