Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
Nationwide Mutual Insurance
Essential
There are different ways to define a specific coverage. My modest ($50) claim was dismissed on a technicality which I feel did not take into consideration the actual purpose of the coverage.
Therefore this insurance company has lost my future business.
And I will verbally discourage anyone I know from doing business with them.
A customer service person could contact me - if something were going to be changed however I am not interested in spending time listening to so-called "reasons".
Therefore this insurance company has lost my future business.
And I will verbally discourage anyone I know from doing business with them.
A customer service person could contact me - if something were going to be changed however I am not interested in spending time listening to so-called "reasons".
Laura S. would not
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
-
Mike
Thank you for your feedback on the policy. We are sorry that you were dissatisfied with your claim experience. We do want you and your fellow customers to be aware that InsureMyTrip offers a Customer Advocate Program. Customer Advocates are representatives assigned to assist customers who experience issues after filing a claim. Requesting a Customer Advocate is as simple as calling 800-487-4722 or emailing [email protected], explaining the events which resulted in a claim, and the challenges you are facing.Oct 09,2017
AIG Travel
Travel Guard Silver
Good easy to use website to get insurance options and plan documents. Also quick and efficient to purchase.
Peter G. would
recommend this plan to a friend or relative.
The trip included a
tour
John Hancock
Gold
Luckily I didn't need to file a claim, so am assuming all claims would have been covered.
It gave me peace of mind when traveling to Australia for one month, knowing all the things that could go wrong, but luckily, didn't!
It gave me peace of mind when traveling to Australia for one month, knowing all the things that could go wrong, but luckily, didn't!
Carolyn B. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
John Hancock
Gold
I have always bought trip insurance and wondered about the value. Unfortunately, this trip we did need assistance and had to file a claim. My wife fell down the stairs on the third day of our 15 day cruise from Sydney to Singapore. She fractured her pelvis in four places and suffered internal bleeding. The ship's team handled the emergency well until we anchored at Airlie Beach. The local EMTs called a helicopter for a forty minute flight from the ship to a hospital in Mackay, Australia. At admission, the hospital made it clear that I personally would be responsible for payment. But by the third day, Seven Corners Assist had contacted the hospital financial office arranging for a guarantee of payment for what turned out to be almost three weeks in the hospital including a surgery. Seven Corners Assist arranged for flights back to North Carolina in lie-flat seating for my wife, even sending an escort to accompany us. A former EMT, he was very well versed medically, and very experienced in handling the challenges encountered in our 30 hour return trip. I was able to tend to my wife while he handled the aggravations of the airports and airline.
Insurance promptly paid the direct hospital billing and return travel to enable us to leave the hospital. Personal expenses and trip interruption reimbursements were a challenge, with misplaced claims paperwork requiring several follow-up calls. It dragged four months, but after electronically resubmitting receipts, we received full refund of all our expenses. We certainly appreciated the assistance we received while in the throes of our emergency given the14 hour time difference, and during our trip home; and for the final settlement of our claim. I recommend this policy for the emergency support received and final settlement.
Insurance promptly paid the direct hospital billing and return travel to enable us to leave the hospital. Personal expenses and trip interruption reimbursements were a challenge, with misplaced claims paperwork requiring several follow-up calls. It dragged four months, but after electronically resubmitting receipts, we received full refund of all our expenses. We certainly appreciated the assistance we received while in the throes of our emergency given the14 hour time difference, and during our trip home; and for the final settlement of our claim. I recommend this policy for the emergency support received and final settlement.
Roger R. would
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
The trip included a
tour
John Hancock
Silver
We've never filed a claim before.This was a trip of a lifetime for the family and our 30th anniversary. Two weeks in Australia-part with adventures by Disney and part on our own. We had lots of tough stuff like skydiving on the beach planned and wanted (needed) special coverage, just in case.
We made a mistake-we listened to the travel agent and booked the domestic portion of the trip on American Airlines. Two days of our trip we were trapped in Dallas Texas instead of playing in Sydney Australia. We missed the sydney symphony in the Sydney opera house-surfing at Manley beach-and a full day of the organized tour.
We called the emergency claim number while trapped in Dallas airport and insure my trip was the only nice voice we heard for two days.
We filed the claim upon return and they were terrific. Didn't need the special coverage (glad we had it for skydiving) but for the ordinary issues we did need the coverage and they were the best.
We can never get the wasted time and missed activities back, but the cost was recovered and expenses were too. Quickly, easily, and fairly.
Now if only John Hancock ran American Airlines.....
We made a mistake-we listened to the travel agent and booked the domestic portion of the trip on American Airlines. Two days of our trip we were trapped in Dallas Texas instead of playing in Sydney Australia. We missed the sydney symphony in the Sydney opera house-surfing at Manley beach-and a full day of the organized tour.
We called the emergency claim number while trapped in Dallas airport and insure my trip was the only nice voice we heard for two days.
We filed the claim upon return and they were terrific. Didn't need the special coverage (glad we had it for skydiving) but for the ordinary issues we did need the coverage and they were the best.
We can never get the wasted time and missed activities back, but the cost was recovered and expenses were too. Quickly, easily, and fairly.
Now if only John Hancock ran American Airlines.....
John G. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
AIG Travel
Travel Guard Basic
This was the second time I used this plan and I was happy with what was offered for the reasonable cost. Thank you.
Margaret H. would
recommend this plan to a friend or relative.
The trip included a
tour
AXA Assistance USA
Gold
Bought a good plan for cancellation for any reason with one of the more reasonable prices (sort of), did not have to use it. Found their Emailed package and instructions very clear and easy to use.
Leigh H. would
recommend this plan to a friend or relative.
-
Andrew Ostrander
AXA Assistance USA
Having trip coverage certainly helps you focus on the important things like enjoying the travel experience and destination, even when you don't have to use it.
We appreciate the opportunity to provide coverage for you and hope you will consider AXA Assistance USA for future travels.
Oct 02,2017
AXA Assistance USA
Gold
Maybe would recommend AXA. We had a huge claim with them almost two years ago and it isn't completely resolved yet and is being turned over to Collections in Australia.
We call and call and write emails and the hospital there has tried as well. AXA doesn't answer anyone...only ever has more forms and questions. This time no claims. Last time a nightmare.
We call and call and write emails and the hospital there has tried as well. AXA doesn't answer anyone...only ever has more forms and questions. This time no claims. Last time a nightmare.
Gordon S. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
-
Andrew Ostrander
AXA Assistance USA
We appreciate the feedback you have provided. We are sorry to learn you weren’t completely satisfied with your purchase and claims experience. Feel free to call us so we may assist you in understanding the details around your claim and communication we have had with this hospital.Oct 02,2017
The trip included a
tour
InsureAssist
TravCan Premier
We purchased a Gold Plan for an expensive trip to Antarctica and Patagonia.
Unfortunately, the ship suffered major engine failure and our voyage scheduled
a few weeks later was cancelled. Our plans to tour Patagonia were also cancelled.
We contacted the Insurance company who provided a complete set of claim forms.
We worked to reschedule aspects of our trip and obtain credits where possible.
Despite our efforts we were faced with a significant loss. However, we are pleased
to report that the Insurance Company responded in a timely manner and provided a
check to cover our loss. That's right....no request for additional information. No hassles.
No delays. They behaved exactly as we wished and they will continue to be our Insurance
Company for all future trips. Well done!.
Unfortunately, the ship suffered major engine failure and our voyage scheduled
a few weeks later was cancelled. Our plans to tour Patagonia were also cancelled.
We contacted the Insurance company who provided a complete set of claim forms.
We worked to reschedule aspects of our trip and obtain credits where possible.
Despite our efforts we were faced with a significant loss. However, we are pleased
to report that the Insurance Company responded in a timely manner and provided a
check to cover our loss. That's right....no request for additional information. No hassles.
No delays. They behaved exactly as we wished and they will continue to be our Insurance
Company for all future trips. Well done!.
Joseph R. would
recommend this plan to a friend or relative.
Generali Global Assistance
Standard
One never knows how good an insurance plan is until he has to use it. Luckily, once again I have not had to use the plan I purchased. My trip and stay in Australia was all that I'd hoped it would be and more. Thanks your for the service that you provide.
David W. would
recommend this plan to a friend or relative.