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Travel Insurance Reviews Comprehensive Plans

Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.

To learn more, read our Comprehensive Plans article.

Customers who have visited Chile rated our Comprehensive Plans
4.43 out of 5
302
ratings and reviews
94%
recommended
Sort by
Cruise
Filed claim
The trip included a
cruise
Berkshire Hathaway Travel Protection ExactCare
Terrible claim experience. Our luggage was stolen and I filed a claim upon our return home. Gave them everything they asked for, including the police report. They apparently waited over two weeks before even looking at it. Then they said they would do nothing until I provided them with completely irrelevant information: they wanted the detailed itinerary of the rest of our trip AFTER the theft occurred. I provide that, and they took another two weeks before paying the claim. What should have been a very simple and quick transaction took a full month to resolve. I will never use this company again.
Edward W. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
tour
AIG Travel Travel Guard Basic
Didn't use the insurance...true for each trip so the cost and value are impossible to determine. At this point, it was an unneeded expense.
Deborah S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
cruise
tour
C&F Travel Insured International Worldwide Trip Protector Lite
We were able to enjoy our cruise knowing we had insurance covering issues from luggage to health. It was definitely money well spent. Thanks. Our luggage didn't arrive until an hour before leaving port due to a room change. While we were stressed about it, we knew any delay or missing luggage would have been insured by this policy.
Jay M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
AIG Travel Travel Guard Gold
I withheld comment pending news about a couple of excursions that went badly. Today I discovered that they had been completely reimbursed. So I had/have no need to ask for assistance from Insuremytrip with regard to this past trip. However, as we age we remain increasingly convinced that we need reliable insurance to cover whatever emergencies that might arise.
William C. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
cruise
tour
C&F Travel Insured International Worldwide Trip Protector
I realized why it is rated so high. If you read the reviews, most of the people did not have to use the coverage. I would not recommend this insurance and will not ever use it again. Please look elsewhere and save yourself time and stress. I researched and choose this company because it is rated high (by those who don't file a claim). If you look at those who do file a claim, it is not rated well at all. My camera damage situation did not fit into the boxes they wanted it to so the forms and processes did not work with my situation. Because I did not report the damage to my camera to anyone (since it wasn't the airline, hotel or trip operator's fault) they will not pay my claim or honor the insurance I purchased even though my camera is no longer usable and it occurred during my "covered" trip. I filled out all the paperwork, provided pictures and offered additional information but now they have gone silent. I returned from my trip in early November, it is now January. I am going in another direction to get my camera taken care of. The customer service, if you can call it that, is hard to access and lots of time waiting on the phone. I have other companies that I have used in the past that I will go back to. I do not recommend this insurance coverage.
Amy D. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Melissa J.
    Photo
    Thank you for your feedback. We have received the following response from your travel insurance provider, C+F Travel Insured International:

    "We are sorry for the disappointing situation that has occurred. Your Claims Analyst will be contacting you to further discuss your claim. Thank you for your patience, we apologize for the inconvenience."
    Jan 09,2020
  • AmyD
    Photo
    I am pleased to say that the company reached out to me to make things right with regard to my claim. I will have a satisfactory resolution to my issue. I appreciate the response and willingness to move things forward in a positive direction.
    Jan 09,2020
The trip included a
tour
International Medical Group iTravelInsured SE
The good news is we did not experience any problems at all on our trip last month to South America so no need to file a claim - Thank You! This said my only contact with IMG was an e-mail of which I printed off a cover page. Call me old school but I would think for a $1000+ we could have at least received a insurance card by mail if nothing to save our printer ink to put in our wallet such as you get from most other insurance companies i.e. State Farm or even Medicare - KH
Kim H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
Berkshire Hathaway Travel Protection ExactCare
Fortunately I did not need to file a claim. The trip went smoothly.
Sharda K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Brittany G
    Berkshire Hathaway Travel Protection
    Photo
    Glad you enjoyed your trip. Thank you for your feedback, we appreciate it!
    Dec 24,2019
Tokio Marine HCC Medical Insurance Atlas Expedition
I presumed incorrectly that a state of emergency and a curfew would be cause for a covered trip cancellation. Apparently this is not considered terrorism.
Katrina M. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    We appreciate your feedback. Although we understand your disappointment, an incident is only defined as terrorism if it is deemed a terrorist act by the United States Government. This is true for all the plans on our website.

    Your Tokio Marine HCC policy specifically states that a "Terrorist Incident means an incident deemed a terrorist act by the United States Government that causes property damage or Loss of life".

    In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.
    Nov 25,2019
The trip included a
tour
Generali Global Assistance Standard
A fellow traveler on my trip had a heart attack. He had to have immediate surgery in a foreign country. Thank God he had trip insurance. Never leave home without it.
Libby C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
TravelSafe Classic
So lots of reviews on this site are from people who have never filed a claim. In this instance I did not file a claim, but I almost had to. I had a trip planned to Chile and the week before my departure date they had rioting and civil unrest and the US State Department raised their travel advisory level to 2. Despite all these circumstances and that most people would not want to visit Chile under these conditions, most of the policies on the site do not cover "civil unrest", they cover Terrorism. I was told perhaps if the US travel advisory level got to "3" i should file a claim and see what the claims department would say. I was advised I should have bought a "cancel for any reason" policy. So that's something for people to consider as they travel outside of USA and Europe. Fortunately we were able to seek refunds from the hotel and airlines given the circumstances. But this has enlightened me as to what these policies do not cover.
Eric L. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
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