Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
cruise
Nationwide Mutual Insurance
Choice Cruise
We have been buying Nationwide coverage for our cruises for several years. Finally had to make a claim for the first time and we were satisfied with the handling of our claim.
Paul J. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector
Thank goodness I did not need to utilize the C&F Travel Insured International Worldwide Trip Protector plan during this cruise, but the comfort knowing I was covered was priceless. During this trip, a passenger was injured and required the ship to turn around and return to Bermuda, which caused the ship to arrive late to port. Many of my fellow passengers missed flights or had to find alternative ways to get back home. This is just one of many things that could happen to you while on a trip. I will never travel without trip insurance, and I already have obtained the same insurance for my cruise for October 2020. Thank you Insuremytrip.com and C&F Travel Insured International Worldwide Trip Protector for providing affordable coverage and peace of mind for my trips!
Heather W. would
recommend this plan to a friend or relative.
The trip included a
cruise
International Medical Group
iTravelInsured SE
Love the inclusion for pre-existing conditions!
Louise S. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Generali Global Assistance
Preferred
The point of insurance is you pay for it and hope you never need it. We did not but were thankful we had it!
Randall L. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
Fortunately, we did not need to use the insurance. It is a comfort to know that it is there in case we do.
Michael Y. would
recommend this plan to a friend or relative.
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector
My trip itinerary was changed & I was told I would receive a refund for some of my trip if I bought this insurance. I did not receive a refund & was told it was because we were informed of the change before we got on the ship...not cool. I will never purchase this again.
Kelly P. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Choice Cruise
Especially traveling during hurricane season, I felt relieved knowing we had this policy. Fortunately we were lucky and everything went perfectly. I purchased this policy for our next cruise as well as the peace of mind is great knowing they are easy to work with if things don't go as planned.
Bobbie D. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
It's hard to rate a service until you need to use it. However knowing you have coverage is a good piece of mind, and one less thing you have to worry about. I recommend everyone carry a policy while on a cruise.
Michael H. would
recommend this plan to a friend or relative.
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector
I specifically wanted coverage for an itinerary change as this cruise was a cruise to Bermuda. I was told that when trying to file a claim that I would not receive any benefits because I took the trip (instead of canceling when the change occurred 12 hours prior to boarding when already in Orlando) and that the cruise line substituted another port in its place and that I did not have any excursion costs that weren't refunded.
Glen M. would not
recommend this plan to a friend or relative.
-
Carol
Thank you for your 3 star review. We are sorry to hear that you are disappointed with the provider's response to a claim. Their decision was determined by coverage as detailed on page 14 of your provider's Certificate of Insurance:
"COVERAGE E -
ITINERARY CHANGE
In the event Your Travel Supplier makes a change in Your Trip itinerary after Your Scheduled Departure Date, which prevents You from participating in an event/activity Prepaid prior to departure and scheduled on Your Trip itinerary, non-refundable Prepaid event/activity expenses will be payable up to the Maximum Benefit Amount shown in the Confirmation of Benefits.
Benefits will not be paid if a comparable event/activity of equivalent cost is rescheduled during the course of Your Trip.
These benefits will not duplicate any other benefits payable under the
Policy or any coverage(s) attached to the Policy."
Please call us at 800-487-4722, if you have any questions or concerns.Oct 08,2019-
GlenM
Substituting San Juan in place of Bermuda is not a comparable event or activities offered since we were specifically looking for excursions related to Bermuda and the Bermuda Triangle. Difference of opinion saying the two are comparable but the coverage related to an itinerary change was not what I was lead to believe.Oct 08,2019
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The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
Few days before our cruise my family member was hospitalized and we had to cancel the entire cruise. Nationwide refunded all the money and it wasn't a hassle to do it. Thank you.
Nadine G. would
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
"We apologize for any frustrations you have experienced. We urge our customers to read their plan details right after they purchase and to reach out to us with any questions they may have regarding coverage before they leave. Please feel to reach out to us at 1-800-243-3174 and we would be happy to help clarify. Thank you for your patience!"
Your policy certificate states the following for Itinerary Change coverage:
"In the event Your Travel Supplier makes a change in Your Trip itinerary after Your Scheduled Departure Date, which prevents You from participating in an event/activity Prepaid prior to departure and scheduled on Your Trip itinerary, non-refundable Prepaid event/activity expenses will be payable up to the Maximum Benefit Amount shown in the Confirmation of Benefits."
We appreciate you using InsureMyTrip for your travel insurance needs. As a travel insurance comparison website, InsureMyTrip offers dozens of plans from different providers. In the future, please consider calling us prior to purchasing a plan so that we can assist you in selecting the most cost effective policy that covers as many of your primary concerns as possible. Our toll free telephone number is 800-487-4722. We look forward to assisting you in the future.