Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
C&F Travel Insured International
Worldwide Trip Protector
I thought I had purchased a "Cancel for any Reason" package. Because I have a daughter that gets sick a lot, and other various concerns, I needed that package. The day of our trip, a hurricane watch went into effect in NY where we had a plane transfer. After unsuccessfully searching for other options as a transfer point, I cancelled the trip. Later I learned that I did NOT have "Cancel for any Reason" coverage. We scrambled to reschedule our trip for the next day. The coverage did nothing for me.
Sonya T. would not
recommend this plan to a friend or relative.
The trip included a
cruise
Arch RoamRight
Preferred
Too expensive. Didn't use it so I have no opinion on the service
Marc P. would
recommend this plan to a friend or relative.
The trip included a
tour
AIG Travel
Travel Guard Silver
A solid and relaible travel insurance company
Michael B. would
recommend this plan to a friend or relative.
TravelSafe
Classic
Fortunately did not utilize this insurance. I thought the cost was reasonable for family of 5 to Caribbean for a week. Covered primary medical, air evacuation, and the usual trip insurance items.
Steven F. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Luxury Cruise
I used this plan to cover a cruise. I needed something to cover more than what the cruise was offering with their protection. I also wanted a plan that cost less. I'm glad I didn't need it!
Julianne W. would
recommend this plan to a friend or relative.
The trip included a
tour
Arch RoamRight
Essential
As difficult as it was to find out I had cancer only a month before our trip, this process of cancellation was without a hitch for my husband and I. Our son and family remained on the policy and went on the trip. No problems at all. Thank you for quick, easy response.
John H. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector Plus
InsureMyTrip is an easy to use website that helps you compare policies and purchase the one that fits your needs.
Robert K. would
recommend this plan to a friend or relative.
The trip included a
cruise
Generali Global Assistance
Standard
Thankful to have the protection.
Tina L. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Nationwide Mutual Insurance
Essential
For a small claim of $300, they sure made us jump through a lot of hoops to get it paid. It took about 6 weeks to receive the check. However, they did make good and paid the claim as stated in the policy however.
SCOTT B. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
-
Zac
Thank you for your feedback on the policy. In the future, please contact InsureMyTrip and request a customer advocate. Our customer advocates can attempt to expedite the claims process.Mar 26,2015
The trip included a
tour
Generali Global Assistance
Standard
We did not cancel our trip so the CSA Travel Protection insurance was not used.
Richard P. would
recommend this plan to a friend or relative.
CFAR is an optional coverage available in some plans. As you found out when you tried to report your claim, your C&F Travel Insured Worldwide Trip Protector did not include CFAR. In order to have that coverage through C&F Travel Insured, you would have had to purchase the C&F Travel Insured Worldwide Trip Protector Plus plan at a higher premium. Generally CFAR increases a policy premium from 45% to 55% depending on the plan.
Unfortunately many travelers purchasing travel insurance believe that Trip Cancellation, which allows you to cancel your trip prior to departure, is synonymous with CFAR. Trip Cancellation, which is available in only Comprehensive Coverage plans, allows you to cancel a trip for a "covered reason" as listed in each plan. These covered reasons may vary between plans and states so it is always best to review those covered reasons. Of course, the number one and two covered reasons in Comprehensive plans are usually the unexpected sickness, accidental injury or death of you, your traveling companion, and family member. However, CFAR would have allowed you to cancel your trip for "other than a covered reason".
We welcome you to call us when quoting for our assistance. We would be very happy to review your options along with the conditions of coverage.