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Travel Insurance Reviews Comprehensive Plans

Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.

To learn more, read our Comprehensive Plans article.

Customers who have visited Turks and Caicos rated our Comprehensive Plans
4.61 out of 5
220
ratings and reviews
95%
recommended
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Cruise
Filed claim
C&F Travel Insured International Worldwide Trip Protector
I thought I had purchased a "Cancel for any Reason" package. Because I have a daughter that gets sick a lot, and other various concerns, I needed that package. The day of our trip, a hurricane watch went into effect in NY where we had a plane transfer. After unsuccessfully searching for other options as a transfer point, I cancelled the trip. Later I learned that I did NOT have "Cancel for any Reason" coverage. We scrambled to reschedule our trip for the next day. The coverage did nothing for me.
Sonya T. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you for your review for this C&F Travel Insured plan. Your comments provide us with another opportunity to discuss the Cancel for Any Reason (CFAR) coverage.

    CFAR is an optional coverage available in some plans. As you found out when you tried to report your claim, your C&F Travel Insured Worldwide Trip Protector did not include CFAR. In order to have that coverage through C&F Travel Insured, you would have had to purchase the C&F Travel Insured Worldwide Trip Protector Plus plan at a higher premium. Generally CFAR increases a policy premium from 45% to 55% depending on the plan.

    Unfortunately many travelers purchasing travel insurance believe that Trip Cancellation, which allows you to cancel your trip prior to departure, is synonymous with CFAR. Trip Cancellation, which is available in only Comprehensive Coverage plans, allows you to cancel a trip for a "covered reason" as listed in each plan. These covered reasons may vary between plans and states so it is always best to review those covered reasons. Of course, the number one and two covered reasons in Comprehensive plans are usually the unexpected sickness, accidental injury or death of you, your traveling companion, and family member. However, CFAR would have allowed you to cancel your trip for "other than a covered reason".

    We welcome you to call us when quoting for our assistance. We would be very happy to review your options along with the conditions of coverage.
    Sep 20,2016
The trip included a
cruise
Arch RoamRight Preferred
Too expensive. Didn't use it so I have no opinion on the service
Marc P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
AIG Travel Travel Guard Silver
A solid and relaible travel insurance company
Michael B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
TravelSafe Classic
Fortunately did not utilize this insurance. I thought the cost was reasonable for family of 5 to Caribbean for a week. Covered primary medical, air evacuation, and the usual trip insurance items.
Steven F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Luxury Cruise
I used this plan to cover a cruise. I needed something to cover more than what the cruise was offering with their protection. I also wanted a plan that cost less. I'm glad I didn't need it!
Julianne W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Arch RoamRight Essential
As difficult as it was to find out I had cancer only a month before our trip, this process of cancellation was without a hitch for my husband and I. Our son and family remained on the policy and went on the trip. No problems at all. Thank you for quick, easy response.
John H. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
C&F Travel Insured International Worldwide Trip Protector Plus
InsureMyTrip is an easy to use website that helps you compare policies and purchase the one that fits your needs.
Robert K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Generali Global Assistance Standard
Thankful to have the protection.
Tina L. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
For a small claim of $300, they sure made us jump through a lot of hoops to get it paid. It took about 6 weeks to receive the check. However, they did make good and paid the claim as stated in the policy however.
SCOTT B. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Zac
    Photo
    Thank you for your feedback on the policy. In the future, please contact InsureMyTrip and request a customer advocate. Our customer advocates can attempt to expedite the claims process.
    Mar 26,2015
The trip included a
tour
Generali Global Assistance Standard
We did not cancel our trip so the CSA Travel Protection insurance was not used.
Richard P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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