Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector
The plan we purchased had a $300 reimbursement available for delayed bags. We had a prolonged baggage delay and had to pay for a porter to transfer our luggage to our hotel in order to get our bags back. The claim to reimburse that was denied.
April H. would not
recommend this plan to a friend or relative.
4 of
5 people found this review helpful
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Michelle A
Thank you very much for taking the time to submit your review. It is never pleasant to hear that your claim was denied. However, per the certificate language, baggage delay coverage reads as: “We will reimburse You, less any amount paid or payable from any other valid and collectible insurance or indemnity, up to the amount shown in the Confirmation of Benefits, for the cost of reasonable additional clothing and personal articles purchased by You, if Your Baggage is delayed for 12 hours or more during Your Trip.” The policy unfortunately does not cover the cost of your bags being delivered., but if you did have to purchase any additional clothing or personal items to hold you over, there may be coverage available for those expenses. If you do find that you had additional expenses that were not covered, please call our Customer Care team at (800) 487-4722 to request an Anytime Advocate so we can assist you in disputing your claim.Jul 31,2019-
AprilH
In my opinion, my own luggage items, fit within the category of “reasonable personal articles” purchased by me. Our fee for transportation of our luggage/clothing and personal articles was around $80 (well under the $300 limit).Jul 31,2019
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The trip included a
cruise
tour
C&F Travel Insured International
Worldwide Trip Protector Lite
Very competitive price with choices for coverage as compared with travel companies who set prices at 10% of full cost of travel. I have used C&F many times.
Julia O. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Preferred
Fortunately I did not have to use the policy, but I was satisfied with the items that were covered should it be needed. The cost was a good value for what was included.
Louis T. would
recommend this plan to a friend or relative.
The trip included a
tour
International Medical Group
iTravelInsured LX
We were fortunate to not having had a need to use the medical coverage. Nonetheless, it was reassuring to know that we were covered for the essential items and events we wanted covered. The coverage was good value for the money compared with other plans we had looked at.
Louis E. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Standard
No claim so no real contact with insurer this time. I had filed a claim on a prior trip and it was handled promptly and paid in full with no hassles so I think it's a good carrier.
Richard S. would
recommend this plan to a friend or relative.
The trip included a
tour
International Medical Group
iTravelInsured SE
We've continued to use IMG for our travel coverage. The price is reasonable and the coverage gives us peace-of-mind while we travel.
Albert G. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Generali Global Assistance
Preferred
One of the participants in our group fell face forward while walking to one of our destinations. She was seen at a walk-in clinic and fortunately no major injuries were found. Although her facial injuries were evident and she was "shaken up" for a couple of days, she decided to continue with the trip. However, that experience brought home the need to have insurance.
Kathleen S. would
recommend this plan to a friend or relative.
-
Carol
Thank you for your 5 star review for the Generali Preferred plan. Many of our customers tell us that witnessing a sickness or injury during a trip reminds them that there is a real need for travel insurance.
Please keep in mind that if you did have an emergency, you would have called Generali as soon as reasonably possible! Your policy includes claims and 24-hour assistance phone numbers for both inside and outside of the United States, ensuring that you can get in touch with Generali at any time. Of course, if you're in a dire medical emergency you would want to seek care immediately and worry about contacting Generali once you're stable.
However, you will need to know what documentation will be most important for you to secure before returning home. We cannot stress enough that you should save your receipts and proof of expenses so that you can be accurately reimbursed, whether it be costs due to a delay of travel for hotel or meal, or medical records for emergency treatment received. This is especially important for medical care received overseas, since it can be incredibly difficult to get this paperwork once you have returned home.May 31,2019
The trip included a
tour
Nationwide Mutual Insurance
Essential
It's hard to write a review for a product I didn't use. I'm glad that I had no claim. Getting the policy was very easy and thorough.
Ronnie R. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
Nationwide Mutual Insurance
Essential
Thankfully did not need any support on this trip. We've used them before in situations where we did need support and they were attentive.
Peter C. would
recommend this plan to a friend or relative.
The trip included a
tour
Global Alert!
Preferred
Five star!! Due to pain and an unplanned back surgery, had to cancel our trip. Got a partial refund from the company, Grand Circle, because of timing of cancellation, and the remainder was fully reimbursed by the insurance company Global Alert (Preferred). Cost was among 3 lowest fora coverage needed. STRONGLY RECOMMEND talking to knowledgeable InsureMyTrip employees before purchasing any policy; they have knowledge & background to discuss primary vs. secondary coverage (you don't want to be bounced back & forth between your medical insurance co. and trip insurance co., for example!), etc. Claim processing is provided by a 3rd party and, for the record, Broadspire who did ours was accurate, responsive (talked to rep), forward-looking re issues. But the insurance company forms are not always clear, & it's definitely worth a call to company BEFORE you claim to help choose reasonable alternatives (e.g.: form required "hospital bill" as "proof of stay." However, you can only get this after 6-8 weeks: ask any hospital. Instead, used "hospital discharge papers" copy.). Overall, five stars and we will use again.
Stephen S. would
recommend this plan to a friend or relative.