Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
Trawick International
Safe Travels Voyager
During these uncertain times of travel, I was so happy to find insurance that was very trip specific and required for my destination. I would definitely purchase this particular travel insurance again from now on. The price was reasonable as well as the coverage.
Marita S. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
WorldTrips
Atlas Journey Preferred
My friend and I bought this plan instead of a more basic medical-only plan because we wanted protection in case flights were delayed or interrupted, or in case luggage was delayed or lost. From our experience, it was not worth it.
We did indeed have a 24-hour delay due to a missed connection. I thought I would receive the advertised payout, but it was only for expenses incurred during the delay. Since the airline paid for our hotel and gave us meal vouchers, we had zero expenses and thus were not reimbursed anything. I had thought we would receive a straight payout as compensation for the delay, but that was obviously not the case.
My friend also had his luggage lost/delayed for over 24 hours at our destination. Again, there was no direct payout, only reimbursement for things like new clothes or laundry. I had let my friend borrow my spare clothes, so again, there were no expenses to be reimbursed. If we were to do it over again, I would have suggested my friend just go on a shopping spree for free clothing since apparently that was covered.
I imagine the medical coverage was worthwhile, but we didn't need to use it. You can get medical coverage separately at a fraction of the cost of this plan. I really don't think this was worth the cost, and I suggest you read the fine print before buying it over a more basic medical-only plan.
We did indeed have a 24-hour delay due to a missed connection. I thought I would receive the advertised payout, but it was only for expenses incurred during the delay. Since the airline paid for our hotel and gave us meal vouchers, we had zero expenses and thus were not reimbursed anything. I had thought we would receive a straight payout as compensation for the delay, but that was obviously not the case.
My friend also had his luggage lost/delayed for over 24 hours at our destination. Again, there was no direct payout, only reimbursement for things like new clothes or laundry. I had let my friend borrow my spare clothes, so again, there were no expenses to be reimbursed. If we were to do it over again, I would have suggested my friend just go on a shopping spree for free clothing since apparently that was covered.
I imagine the medical coverage was worthwhile, but we didn't need to use it. You can get medical coverage separately at a fraction of the cost of this plan. I really don't think this was worth the cost, and I suggest you read the fine print before buying it over a more basic medical-only plan.
Taylor Y. would not
recommend this plan to a friend or relative.
3 of
4 people found this review helpful
The trip included a
cruise
tour
Berkshire Hathaway Travel Protection
ExactCare
We didn't need to use this, thank goodness. The coverage was rather expensive and, because we didn't sign up early enough, the plan did not cover all medical expenses--only secondary coverage. As seniors, we have Medicare as our basic insurance and that didn't cover us as we were traveling.
JONELLE D. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Trawick International
Safe Travels Voyager
It was easy to purchase. Not too expensive. Just what we needed.
Just happy we did not have the occasion to use it.
Just happy we did not have the occasion to use it.
Gail C. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Trawick International
Safe Travels Voyager
Did not have to use this plan. Cost was reasonable.
Mary P. would
recommend this plan to a friend or relative.
-
John Delibero
Trawick International
Thank you for your review. We hope you had a great trip.Sep 09,2021
The trip included a
tour
Nationwide Mutual Insurance
Essential
Made the trip easy to know that i was covered incase of a emergency. Will probably use this company in the future
Sekennia R. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
tour
Generali Global Assistance
Standard
Can't give a five star as I never used. It did feel nice to know I was protected if I needed the service.
Sharon H. would
recommend this plan to a friend or relative.
The trip included a
tour
International Medical Group
iTravelInsured SE
I had an emergency appendectomy the day my husband and I were to leave on an extended and expensive trip. It was obvious that the insurance should cover the trip. They received my claim on February 18 - and required a HUGE amount of paperwork, including our marriage license to show proof of relationship, and the payment was made May 12. There WERE extenuating circumstances (the business was hit with a malware attack and then of course the coronavirus). However, they kept on asking for additional information which they already had, but in a different format, and THEN finally, after numerous phone calls, they passed it on to another underwriter because of the size of the claim. That took an additional 3 weeks. Insure My Trip was of NO HELP. They sell the insurance and then you are on your own. I will not use either company again.
George G. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
-
Megan
Thank you for your review. The insurance provider has issued the following response:
"George, it’s IMG’s mission to be there for our members, which means listening to your feedback and making improvements to better serve you. We are sorry IMG did not meet your expectations; help us improve by sharing additional feedback. Please email us at [email protected] to start the conversation. "
We also want to make you and your fellow travelers aware all travelers that purchase a policy through InsureMyTrip have access to our Anytime Advocates® program. This unique program is designed to save our travelers time and money by contacting the travel insurance provider directly to smooth out any kinks in the claims process. The InsureMyTrip Anytime Advocates® will help any customer with:
Claims assistance
Receive expert advice on how to navigate the claims process and file a claim properly with your travel insurance provider.
Dispute resolution
Anytime Advocates® will check the status of a claim. If a claim is denied, an advocate will work on behalf of the customer to learn why or to help with the appeal process.Jul 21,2020
The trip included a
cruise
tour
Generali Global Assistance
Standard
Our trip was canceled and I contacted the company. They said I would get a refund but I haven’t gotten anything since I called
Sue H. would
recommend this plan to a friend or relative.
-
Erin
We appreciate you providing your feedback. Generali has offered the following response:
"We're sorry to hear about the circumstances surrounding your experience, and for not meeting your expectations. Our goal is to provide a smooth and seamless experience for all of our customers, however, the claims process can take some time, as our regulatory laws require a number of reviews and required documentation. Under normal circumstance, the process can take up to 30 days, however, this timeline may be extended due to the current volume we are experiencing."
Please contact InsureMyTrip at 800-487-4722 where a licensed representative would be happy to assist you if you have any additional questions or concerns.May 12,2020
The trip included a
cruise
tour
Generali Global Assistance
Preferred
I have tried calling but your lines are busy due to the pandemic, I understand. But I would like to speak to someone to confirm what would have been covered or not covered under my policy if I had to cancel mid trip.
Coverage and satisfaction are place holders until I hear response.
Thanks
Coverage and satisfaction are place holders until I hear response.
Thanks
Michael M. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
-
Erin
We appreciate you providing your feedback. Generali Global Assistance has offered the following response:
"We're sorry to hear about the circumstances surrounding your experience, and for not meeting your expectations. Our goal is to provide a smooth and seamless experience for all of our customers. We're working hard at processing all claims and following up on call backs and email response requests. Unfortunately, we have been experiencing a higher than normal volume as a result of the Coronavirus escalation. A dedicated team member will be reaching out to you shortly."May 01,2020
"Hi Taylor. We are sorry to hear of the dissatisfaction with your travel policy. While we did not receive a formal claim from you, based on the review of your call to us, we can confirm that your policy only covers actual incurred expenses under a eligible benefit. There is no indemnity benefit under the policy you purchased."