Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
Having this policy in place took the stress away concerning getting back home if tragedy had struck. I slept better each night knowing the policy was in effect.
Charles H. would
recommend this plan to a friend or relative.
C&F Travel Insured InternationalWorldwide Trip Protector Plus
It was a good value for the cost of the coverage. Thanks God I don't have to use my purchased insurance.It will give you peace of mind and I wasn't worrying about my vacation.
Irina S. would
recommend this plan to a friend or relative.
Didn't need to use the plan, but I will purchase again when arranging International Travel. It provides a peace of mind in the event that an unforeseen circumstance arise that prevent you from traveling, etc.
Vanessa H. would
recommend this plan to a friend or relative.
I can't speak to how satisfied I was with a plan I didn't have to use, but it was very easy to purchase and I appreciated that the site suggested the best insurance for the type and length of travel. The coverage appeared to be as good or better than the vacation insurance that was promoted through both the vacation booking site and the airline site … and was much less expensive. I would purchase travel insurance this way again.
Lorinda K. would
recommend this plan to a friend or relative.
C&F Travel Insured InternationalWorldwide Trip Protector Lite
Great plan! Happily did not have to use it. But, was glad it was there if we needed it. Thought the coverage was good! Will most assuredly continue to use them moving forward!
Norman C. would
recommend this plan to a friend or relative.
We almost had to file a claim for lost luggage. After looking at the requirements to file a claim it would be virtually impossible for any one to have documentation and receipts for personal items in the suit case. Who keeps receipts for clothing that could be several months or longer old and for a suitcase that may be several years old?
It seems bogus to even offer lost luggage protection.
Thank Goodness that the cruise line found our luggage and is shipping it to us.
John T. would
recommend this plan to a friend or relative.
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1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
Thank you for your comments. Whereas your homeowners policy provides Personal Property coverage on a Replacement Cost basis, your iTravelInsured SE plan, as do most travel plans, provides Baggage coverage on an Actual Cash Value basis. Actual Cash Value represents the purchase price of an item less depreciation of the item's value since you bought it.
You are correct in stating that most people would not have receipts for many items. Although many of our policies require receipts for reimbursement of any item, your iTravelInsured plan does make an exception:
"For claimed items without original receipts, payment of loss will be calculated based upon fifty percent (50%) of the Actual Cash Value at the time of loss, not to exceed two hundred fifty dollars ($250) per article."
Although that amount would still be much less than expected, your policy does still offer broader coverage than most travel plans. Nevertheless, the best Personal Property coverage would always be provided by your homeowners policy.