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Travel Insurance Reviews Comprehensive Plans

Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.

To learn more, read our Comprehensive Plans article.

Customers who have visited Bermuda rated our Comprehensive Plans
4.68 out of 5
618
ratings and reviews
97%
recommended
Sort by
Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Essential
Much, much too expensive! Outrageous! Not easy to use and discourages use. My wife was seriously ill and hospitalized for 6 days just prior to the trip but filing a claim would have been substantially difficult and burdensome, so, she summoned up what strength she had and we went on the cruise. She was in pain, and uncomfortable throughout the trip and she did not get off the cruse ship until we reached our home port.
Jay B. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Melissa J.
    Photo
    Thank you for your feedback on the policy and we are sorry to learn that your wife suffered an illness prior to your trip.

    The policy that you purchased does cover the following if you had to cancel or interrupt your trip.
    "(a) Sickness, Accidental Injury or death of You, a Traveling Companion, or Family Member which results in medically
    imposed restrictions as certified by a Physician at the time of Loss preventing Your participation in the Trip. A Physician
    must advise cancellation of the Trip on or before the Scheduled Departure Date;"

    It would be standard procedure with any travel insurance policy that you would have to file a claim in order to be compensated for Trip Cancellation. We would be happy to speak with you further about your experience and/or provide any clarification of policy terms and conditions. Please let us know if you have any questions or need further assistance, we can be reached at 800-487-4722.
    Oct 01,2018
The trip included a
cruise
Nationwide Mutual Insurance Essential
I never realized how reasonable trip insurance could be. So important to have - "it will never happen to you" until it does.
Jamie S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
International Medical Group iTravelInsured SE
The agent who helped me did a great job of comparing plans and took a great deal of time advising me which plan would best fit my needs.
Nadine F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
cruise
Generali Global Assistance Standard
I am happy to report that we didn't need to file a claim for this coverage. Insurance provides peace of mind and a safety net in the event that something unforeseen happen to prevent you from traveling. Insure My Trip offers good coverage at a reasonable price. We would use the company in the future.
Denise J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
C&F Travel Insured International Worldwide Trip Protector
Insure my trip website excellent.. in less than five minutes had my plan chosen from the first three recommended.
Will return for next trip.
James T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Generali Global Assistance Standard
Complete & utter BS..claim anything within 180 days prior to trip that prevents you from going is non-refundable!!!!!
michelle h. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Melissa J.
    Photo
    Thank you for your feedback on the policy. The claims administrator is required to adjudicate claims based on the terms and conditions of the policy. This plan does not include a pre-existing conditions waiver and has a 180 day look-back period. A PRE-EXISTING CONDITION means "a Sickness or Injury during the 180-day period immediately prior to your effective date for which you or your Traveling Companion:
    (1) received, or received a recommendation for, a
    diagnostic test, examination, or medical treatment; or
    (2) took or received a prescription for drugs or medicine.
    Item 2 of this definition does not apply to a condition
    which is treated or controlled solely through the taking
    of prescription drugs or medicine and remains treated or
    controlled without any adjustment or change in the required
    prescription throughout the 180-day period before coverage
    is effective under this Policy."

    In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.
    Aug 23,2018
The trip included a
cruise
Generali Global Assistance Premium
What a great service! I would have paid many times more through the cruise line and received a fraction of the coverage. I checked options on line and was super impressed with the coverage and choices. I used the online chat and had the best experience ever. I got very customized care and was able to tailor a plan literally, with exactly what I wanted. I didn’t have to buy coverage I didn’t want. The agent then sent me links to all the best plans in her opinion. I ended up buying the coverage I wanted for an excellent price and immediately my wife and I had tremendous peace of mind on our vacation without breaking the bank.
Joseph B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
C&F Travel Insured International Worldwide Trip Protector
Did not have a claim, so I have no real idea of the quality of the plan, but the purchasing aspect of it was very easy, quick, and affordable.
Jeffery T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
AIG Travel Travel Guard Essential Expanded
Never used the plan. IMT agents are very helpful
Suzanna L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
I didn't require use of the plan or the need to contact anyone with questions
Steven M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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