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Travel Insurance Reviews Comprehensive Plans

Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.

To learn more, read our Comprehensive Plans article.

Customers who have visited Peru rated our Comprehensive Plans
4.53 out of 5
775
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
tour
Travelex Travel Select
Thankfully I had npo need for this service on my journey to Peru.
Robin G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Generali Global Assistance Premium
While on the trip a high altitude medication cause a small bleed in my stomach. I was glad to have the insurance in case i had to seek medical treatment or required evacuation. Fortunately neither one of those was necessary and the trip ended well. Who knew a common medication could cause such a reaction. Glad to have had the insurance.
William D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
AIG Travel Travel Guard Basic
On line purchase is easy. A representative is easy to contact and helpful.
John L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Travelex Travel Basic
Plan was fine but yet again, unused. Frankly, I think travel insurance is like throwing money away.
Martha T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
C&F Travel Insured International Worldwide Trip Protector
Although I did not need to file a claim, I felt confident that if needed, C&F Travel Insured International Worldwide Trip Protector will oblige to cover all necessary claims within the contract.
Thank you for your service!
To - Linh V. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
John Hancock Silver
It was reassuring while traveling in a foreign country that we would have medical and dental care coverage.
Pamela G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
International Medical Group iTravelInsured SE
The plan covered what I wanted at reasonable cost. Fortunately we did not have to file any claims.
Charles K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
Berkshire Hathaway Travel Protection ExactCare
I contacted them when my wife had a medical emergency while traveling, and although their immediate assistance turned out to not be necessary, it was reassuring to know that it was there if we needed it. A few days after I contacted them, they reached out to make sure my wife was OK and no longer in need of help. The claims process (medical and trip interruption) was straight-forward, and while the list of documents and forms was time-consuming to produce, there were no impossible-to-get requests, such as some other less scrupulous insurers demand. The claim was approved within one week, unlike the 30 days that other, less scrupulous insurers demand. I would definitely buy another policy from them, as the human concern during the emergency, and the speed with which the claim was eventually approved were both very good.
Carmen S. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector
Fortunately I didn't have to use the plan. It would have addressed my needs.
Helena K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Generali Global Assistance Preferred
It took me five months to achieve final resolution of my claims against my policy. The final resolution was satisfactory, but Generali's attention to detail and responsiveness were very poor. Their initial payment on my trip interruption coverage was incorrect; they failed to understand that the total cost of the trip that I provided them was per person, not for the two of us combined, and so the payment was much lower than it should have been. They identified my "claim representative" soon after my initial contact, but several e-mails and phone messages to this person went totally unanswered. When I finally managed to speak to someone who could resolve this issue, it took only moments for me to explain the discrepancy, and for them to acknowledge that I was correct, and that the documentation that I provided had been sufficient and quite clear. For the medical claim, once again, their initial calculation of the payment due me was wrong; they had misread the Explanation of Benefits statement that I provided, reading the amount covered by my primary insurance as being the amount of my out-of-pocket expense. So I had to contact them again. When I finally got to speak to a real person, it took only moments for me to explain their error to them and for them to acknowledge it. After this they corrected the calculation and sent me a check for the correct amount.

No way should I have had to spend this much time trying to contact them about their own errors. And generally, the errors were due to people not carefully reading the information that I provided. And it annoys me no end to leave e-mails and voice-mails and have them go unanswered. In spite of having FINALLY received the proper payments for both trip interruption and medical, I would not use Generali again. My time is worth something too!
Richard S. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    We appreciate your posting a review and agree that five months is a long time to awaiting processing of your claim. We forwarded your comments to Generali who appreciates all opportunities to review and improve their claim processing. However, InsureMyTrip would also like to bring our "Anytime" Advocates to your attention:

    "The caring, licensed travel insurance representatives at InsureMyTrip are open and honest with every traveler, because our non-commissioned representatives work to find the best plan for you. Our Anytime Advocates® will support you with the process if you feel a claim has been unfairly denied."

    We encourage our customers to take advantage of this service if necessary by calling us at (800) 487-4722 to request an advocate's assistance.
    Oct 23,2018
    • Carol
      IMT
      Photo
      We also received this response from Generali:

      "Thank you for your review, we're sorry to hear about your negative experience and apologize for not meeting your expectations. Letting us know how we are doing is the best way to ensure the best possible service to all of our customers. Unfortunately, we have been experiencing higher than normal claims volume as a result of the recent adverse weather events which is affecting our turn times, and overall volume. We value your feedback, please contact (800) 348-9505 or csa@csatravelprotection.com if you have any further questions."
      Oct 26,2018
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