Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
tour
Nationwide Mutual Insurance
Essential
The initial response of the company processing the claim for Nationwide was prompt; however, their response time moved into the unacceptable range over time. It felt as if they were "slow walking" our claim with requests for information that had previously been provided to them. There was even a conversation with a person where they said, "Oh, I guess we missed that."
In the end, it felt like they were delaying the processing of our claim because they could. We did finally receive our money which is why our rating wasn't lower.
In the end, it felt like they were delaying the processing of our claim because they could. We did finally receive our money which is why our rating wasn't lower.
David F. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
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Mike
Thank you for your feedback on the policy. We are sorry that you were dissatisfied with your claim experience. We are pleased that you ultimately received reimbursement of your loss. We do want you and your fellow customers to be aware that InsureMyTrip offers a Customer Advocate Program. Customer Advocates are representatives assigned to assist customers who experience issues after filing a claim. Requesting a Customer Advocate is as simple as calling 800-487-4722 or emailing [email protected], explaining the events which resulted in a claim, and the challenges you are facing.Jun 18,2018
Travelex
Travel Select
Luckily did not have to use the insurance, but was happy that I had it available as I had a major accident before my trip and the possibility of cancellation was almost certain. However, I had miraculous recovery and was able to take my trip as planned.
Bonnie W. would
recommend this plan to a friend or relative.
The trip included a
tour
International Medical Group
iTravelInsured LX
I chose this plan based on coverage and cost. I did not file a claim. I can't see the point of reviewing an insurance plan except in terms of how they handled a claim.
Richard J. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Standard
With a 91yo mother, and potential flight complications/delays the peace of mind it brings is worth it even if you get lucky and don't need to use it.
Roy M. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
AXA Assistance USA
Platinum
There is a need to customize coverage. I have duplicate medical coverage, but would pay to just have "Cancel for any Reason."
Jeffrey C. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Standard
It was a good plan, affordable and covered everything I needed. So glad I never needed to file a claim!
Jeannette D. would
recommend this plan to a friend or relative.
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector Plus
Easy, clear coverage explanation. Reasonable additional coverage for any or no reason cancellation. Better any or no reason cancellation percentage than other plans. Gave 4 stars for less than 100% any or no reason refund but Inunderstand that after age 65 there is greater risk. Price is super for scope of coverage overall
Freya B. would
recommend this plan to a friend or relative.
1 of
4 people found this review helpful
The trip included a
tour
AXA Assistance USA
Gold
I don't know how good it is because, thank goodness, I didn't have to use it! I do think I would have been happier if I had been notified before purchase what system or company the insurance company had contracted with in Morocco and where in the country I could expect to find assistance.
Nancy H. would
recommend this plan to a friend or relative.
The trip included a
tour
AIG Travel
Travel Guard Basic
The plan provided my family with the coverage we wanted. Fortunately, I had no need to file a claim, so I don't know how well AIG would have done actually implementing the coverage. I was pleased with the ease of purchase and the informative follow-ups for the coverage.
Alex W. would
recommend this plan to a friend or relative.
The trip included a
tour
GoReady Insurance
Choice
I paid almost half as much for the insurance as I collected back. That's not a very good ROI. The handler at April was very nice, but it took far too long to get my check. they make money on keeping other people's money
Marjorie M. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
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Carol
Thank you very much for your comments which are always appreciated.
Since the Comprehensive Plan premiums are based on age of traveler, trip cost and length of trip, plans do get more expensive as you get older. However, you were fortunate that your total claim was less than 1000 USD. It would not be unusual for medical expenses to far exceed your policy premium.
Please feel free to call us at (800) 487-4722 weekdays 7:00 AM to midnight ET and 9:00 AM to 9:00 PM ET if you wish our assistance on a future purchase. We are glad to hear that you are doing well and we wish you a Happy New Year!Jan 02,2018