Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
I purchased the Nationwide Mutual Insurance Company Essential plan as travel insurance coverage for my trip to Portugal. The process to obtain travel insurance was simple and convenient. Thankfully, I did not need to file a claim, but I felt good knowing I had coverage in the event of an incident.
Latoya S. would
recommend this plan to a friend or relative.
The plan offers more than what older people need. The most important item older people want is the ability if they must cancel their trip for medical reason to be covered. The rest of the plan is unnecessary.
Clyde B. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Initially it looked like a great plan, but when I ended up needing it, my unique situation was not covered under the requirements. My teen son and I planned a cruise and flight to meet it. He’s been overseas with me and has been on a cruise a couple years ago, but he has a very complex type of autism and mental health issues, and the days right before the trip, he had extreme panic attacks and an exacerbation of anxiety to the point of agoraphobia and could not go at the last minute. I read the policy again and I’d said for mental health reasons he had to have been hospitalized, and even for general medical, his doctor would have to say he could not go….but in his state he could not and did not meet these requirements. It was triggering more anxiety to think of leaving the house that week, and I told him his mental health was more important than all the money I was losing (which I’m paying off still). I’m going to have to think differently next time I get insurance.
Sherilyn B. would not
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Travel insurance is a necessity in these days, but it is largely a scam because companies (hotels, airlines, tour operators) want to charge for services they don’t provide when something changes for their customers. It should be the companies buying insurance to cover their losses, not consumers. Unfortunately, unless there are better consumer protections in the future, these policies will continue to be important. This was the cheapest we found to cover what we needed.
Lisa D. would
recommend this plan to a friend or relative.