Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
DONT GET IT THIS IS A RIP OFF WE HAD A 5 HOUR TRIP DELAY HAD TO PAY OUT OF POCKET FOR TAXI, HOTEL, REBOOKING FLIGHTS ONLY TO FIND OUT OUR TRIP INSURANCE WOULD NOT PAY UNLESS IT WAS A 6+ HOUR DELAY WHAT A WASTE
David B. would not
recommend this plan to a friend or relative.
Although we are sorry to hear that your claim was denied, Travel Delay does require a minimum 6 hour delay for reimbursement:
"The Company will reimburse You for Covered Expenses on a one-time basis, up to the Maximum Benefit shown on the Confirmation of Coverage, if You are delayed, while coverage is in effect, en route to or from the Trip for six (6) or more
hours due to a defined Hazard.
Covered Expenses:
(a) Any Additional Expenses incurred;
(b) An Economy Fare from the point where the You ended Your Covered Trip to a destination where You can catch up to the Covered Trip; or
(c) A one-way Economy Fare to return You to Your originally scheduled return destination."
In the future, you may wish to review your policy prior to purchasing. A summary of coverage information is included in your Nationwide quotes and Confirmations of Coverage.
Fortunately I did not have to make a claim but I felt the policy was reassuring and reasonable in price and would recommend this policy to other travellers. In the past I did have to make a claim and it was handled quickly and professionally Thank you.
GRAHAM J. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
A good insurance plan that covers for reasonable cost all the basic worries one has when traveling abroad. I did not need to file a claim, so cannot comment on ease of response.
Joella W. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
We did have a claim after being delayed and bumped around because of a weather event. They reimbursed us for all the expenses I claimed very quickly and even nudged me, when I procrastinated filling out the claim form. As with any insurance, you have to submit all your receipts and give an explanation -- which is a bit onerouse -- but I was certainly glad I had purchased the insurance. Would recommend them again.
Emily M. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
The policy was a good value in connection with what we were looking for to insure our trip to Europe. We ended up not needing to file a claim, fortunately, but it was good peace of mind to know that we had protection in place if the unexpected arose. We did miss out on some coverage, due to purchasing the policy outside of the period (14 days) after the first travel purchase for the trip (Intercontinental airline tickets). It would have been nice if the policy had allowed pre-existing conditions to be covered not within the point of purchase, but within the point of when travel actually began.
Brian F. would
recommend this plan to a friend or relative.
"The Company will reimburse You for Covered Expenses on a one-time basis, up to the Maximum Benefit shown on the Confirmation of Coverage, if You are delayed, while coverage is in effect, en route to or from the Trip for six (6) or more
hours due to a defined Hazard.
Covered Expenses:
(a) Any Additional Expenses incurred;
(b) An Economy Fare from the point where the You ended Your Covered Trip to a destination where You can catch up to the Covered Trip; or
(c) A one-way Economy Fare to return You to Your originally scheduled return destination."
In the future, you may wish to review your policy prior to purchasing. A summary of coverage information is included in your Nationwide quotes and Confirmations of Coverage.