Most regular health insurance plans provide only partial or no coverage while you are traveling in another country. We offer several types of Travel Medical plans providing a range of benefits, such as medical coverage for pre-existing conditions, multi-trip and renewable protection, emergency medical evacuation, and coverage for long-term travel.
To learn more, see our Travel Medical Plans article.
The coverage provided on this policy for baggage is only in the event your common carrier is responsible for losing your luggage. The policy states: "Subject to the limits set forth in the Schedule of Benefits/Limits, the Company will reimburse the Insured Person for the cost of lost checked luggage when such luggage was permanently lost in transit by a Common Carrier during the Period of Coverage"
Typically, for baggage loss to cover theft of your luggage, you would need to purchase a comprehensive policy. When planning your next trip, we recommend that you contact us to obtain a policy recommendation based on your travel needs. Our licensed representatives are available 7 days a week and can be reached at 1-800-487-4722.
Please feel free to contact us if you have any further questions or concerns.