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Travel Insurance Reviews AIG Travel Travel Guard Essential

The Travel Guard Essential plan is the most economical of the three comprehensive trip cost protection plans offered by AIG Travel Guard and may be ideal for travelers on a tight budget who want coverage in the event they have to cancel or interrupt their trip. Other coverages include Travel Delay, Medical, and Emergency Medical Evacuation. Options include Medical and Evacuation bundle, Security Bundle, and Rental Car Collision. 24-hour Assistance is included. Leave your Travel Guard insurance review below.

To learn more, see the AIG Travel Guard Essential product page.

Customers who have visited the United States rated the AIG Travel Travel Guard® Essential plan
4.51 out of 5
31
ratings and reviews
90%
recommended
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Showing
Cruise
Filed claim
The trip included a
tour
AIG Travel Travel Guard® Essential
Most travel insurance included air fare. We were not flying and did not want to pay a rate that included flights. The AIG Travel program we chose fit our travel plans perfectly.
Jan L. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
AIG Travel Travel Guard® Essential
Didn 't need to use, so can't really rate the plan.
Thomas M. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
AIG Travel Travel Guard® Essential
Ez to use on line. Felt comfortable using and purchasing this plan.
Michael B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
AIG Travel Travel Guard® Essential
I recently spent a month in Missoula, MT and purchased AIG Travel Guard Essential for extra peace of mind in case I became ill or injured, especially because I planned to do a lot of day hiking while in Montana. The coverage was good, the price was right and I felt well-protected!
Margery d. would recommend this plan to a friend or relative.
2 of 4 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
AIG Travel Travel Guard® Essential
Cust rep was very knowledgeable and helpful. Highly recommend AIG!
Patricia B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
AIG Travel Travel Guard® Essential
Would love an insurance plan that would just cover the cost of a seasonal rental, as we drive to the destination and the rental cost is the bulk of our expenses.. thank you,,, we've always been pleased with your representatives. Very friendly and informative
Dennis B. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
AIG Travel Travel Guard® Essential
Fortunately did not have to use. The price for the coverage was well within reasonable.
Leila J. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
AIG Travel Travel Guard® Essential
The representatives were terrific. Twice I called for simple information. I did not have to wait long and, best, they had answers. They never tried to sell me more insurance. They simply gave me information and good feedback.
Michael K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
AIG Travel Travel Guard® Essential
I found the plans to be confusing. I think when the plan covers a home rental in Florida, you should be able to have red tide included, as it not only impacts your activities, but also can affect your respiratory health. I thought the hurricane wordage was confusing as well. I am thankful I did not have to file for any reason. We were driving to Florida, and there was way too much info about plane reservations, delays, etc.
Robert P. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Megan B.
    Photo
    Dear Valued Customer,

    Thank you for your feedback. Please see the following response from AIG Travel Guard:

    “Thank you for using AIG Travel Guard. Our products cover for specific reasons outlined within the Policy of Insurance, and although we have tried to make the Policy of Insurance as user-friendly as possible, we understand questions will arise. Our World Service Center is open 24/7, with representatives licensed in all 50 states. I hope you consider AIG Travel Guard again in the future, and please do not hesitate to give us a call to review coverage questions! We are here to help!”

    If you have any further questions or concerns, please feel free to contact one of our representatives at 800-487-4722.
    Jul 22,2021
AIG Travel Travel Guard® Essential
I had a bad experience of not “reading the fine print” and I had a weather hazard event that caused disruption in my trip and my claim was denied because I did not read the fine line of how those events are categorized. I felt it was useless policy and didn’t help me at all when I needed it.
Milver V. would not recommend this plan to a friend or relative.
8 of 11 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Megan
    Photo
    Thank you for your feedback.

    Please see the response from AIG Travel Guard:

    “I am sorry to hear about your trip disruption! Our products provide coverage for specific unforeseen events, which are outlined and defined within the Policy of Insurance. If you have questions regarding coverage for the specific event you experienced, or if you wish to further discuss the outcome of your claim, a Claims Adjuster would be happy to speak with you! Again, I’m sorry there was not a more favorable outcome to your claim, and a Claims Adjuster would be happy to answer any questions. We also have licensed representatives available 24/7 in our World Service Center.”
    Apr 22,2021
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