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Travel Insurance Reviews AIG Travel Travel Guard Gold

The AIG Travel Travel Guard Gold plan offers mid-level coverage and more options than Travel Guard Basic and Travel Guard Silver, allowing you to customize the plan to best fit your needs. In addition to Trip Cancellation, this plan offers Cancel for Any Reason coverage and a Pre-Existing Conditions Waiver. Children age 17 and under are free when there is at least one covered adult on the plan.

To learn more, see the AIG Travel Travel Guard Gold product page.

Customers who have visited Hong Kong rated the AIG Travel Travel Guard Gold plan
4.06 out of 5
5
ratings and reviews
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recommended
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AIG Travel Travel Guard Gold
I had to file a claim with AIG. Even though I disagree with their final decision, I do and will respect their rules and guidelines. Another plus is AIG actually calls and explain the final decision. I was expecting a paper letter a few months later and close my case. It was nice talking to a friendly person. Again, as much as I disagree with their decision with my claim, I'm buying another AIG Travel Guard plan for the next trip. Great customer service.
Peter S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
cruise
AIG Travel Travel Guard Gold
Difficult to rate; there was no claim.
Myron K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
AIG Travel Travel Guard Gold
The main reason I sought travel insurance was to protect against political unrest. Political unrest is not a covered event so it was almost not worth getting travel insurance.
Scott M. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Zac
    Photo
    Thank you for your feedback on the policy. For trip cancellation, war, political unrest, and civil unrest are standard exclusions on travel insurance plans. However, most policies, such as the Travel Guard Gold plan, provide trip cancellation coverage similar to this:

    "a Terrorist Incident in a City listed on the Insured’s itinerary within 30 days of the Insured’s scheduled arrival."

    Also, you purchased the Cancel For Any Reason benefit. If the insured cancels the covered trip for any reason not otherwise covered, the Insurer will reimburse 50% of the prepaid, forfeited, non-refundable trip cost provided the following conditions are met:
    1. the insured purchases this Cancel for Any Reason Coverage within 15 days of the date the Insured’s Initial trip Payment or deposit,
    2. this insurance coverage is purchased for the full cost of all non-refundable, prepaid trip costs.
    3. the Insured cancels the insured Trip no less than 48 hours prior to the Departure Date.
    Feb 23,2015
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