Travel Insurance Reviews Allianz Global Assistance Basic

The Allianz Basic plan is designed for travelers who prefer affordable coverage, including trip cancellation, pre-existing medical condition coverage, lost/damaged baggage benefits, and 24-hour assistance. It's great for weekend getaways and overnight trips.

To learn more, see the Allianz Basic product page.

Customers rated the Allianz Global Assistance Basic plan
4.57 out of 5
2,258
ratings and reviews
98%
recommended
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Cruise
Filed claim
The trip included a
tour
Allianz Global Assistance Basic
I've never been a big fan of trip insurance and only reluctantly purchased it for this trip. I didn't need it for anything on this trip which is probably a good thing. And since insurance is best at protecting for catastrophic events, I can't really determine if this would have covered me in the event of a medical issue or serious problem. Fortunately. :)

The cost was $80 to insure a $1500 trip. Not outrageous, but, in all my traveling to-date (40+ years, all around the world), I've never used trip insurance before and still am not convinced it's necessary. But, as I age, I guess it might make sense...although beware the pre-existing coverage exclusion if you don't purchase coverage close to when you originally purchase the trip.
Mark P. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Allianz Global Assistance Basic
In the past, we have had to file a claim. They are quick and efficient. I will never travel without it!
Cheryl S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Allianz Global Assistance Basic
We did not use the insurance, but it is comforting to have insurance when traveling in a foreign country. I wish it were less expensive.
Burrell H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Allianz Global Assistance Basic
My preference is for this insurance to cost less.

I fortunately had no reason to use it, but was reassured having it in case.

Thank you.
Marie C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Allianz Global Assistance Basic
Had too much coverage, did not need all the medical and life insurance, only needed coverage to pay for the rental in case I was unable to go.
Lee M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Allianz Global Assistance Basic
No claim filed at thus trip. Peace of mind.
Leticia Y. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Allianz Global Assistance Basic
Fortunately, nothing happens during my vacation trip to the Philippines, I do believe that Allianz Global Assistance will assist by all means should any rough incident took place.
Nestor V. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Allianz Global Assistance Basic
Glad I didn't need it, but nice to know it was backing me up. When you have to book international travel months in advance this coverage is good to have. Easy to buy, good terms.
Robert D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Allianz Global Assistance Basic
I never used the plan so I'm not sure how well it worked but my main complaint would be that when I purchased the plan early, I requested a written copy to be mailed to me. After a few weeks of not receiving it I called and you said you were not sure why I did not receive it, so you sent another copy which I never received either. I realize you had sent me a e-mail copy but there where many areas that had no phone service of any kind. A written copy would have felt a little reassuring that I had all info I needed in case of an emergency.
Judith M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Allianz Global Assistance Basic
I did not need to use the plan so I presume it satisfied my needs.
John B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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