Along with all the standard coverages offered, the APRIL Choice plan provides many options to fit your travel needs. These options are Cancel for Any Reason, Cancel for Work Reasons and also an option to upgrade your Trip Cancellation coverage.
To lean more, see the APRIL Travel Protection Choice product page.
Since the Comprehensive Plan premiums are based on age of traveler, trip cost and length of trip, plans do get more expensive as you get older. However, you were fortunate that your total claim was less than 1000 USD. It would not be unusual for medical expenses to far exceed your policy premium.
Please feel free to call us at (800) 487-4722 weekdays 7:00 AM to midnight ET and 9:00 AM to 9:00 PM ET if you wish our assistance on a future purchase. We are glad to hear that you are doing well and we wish you a Happy New Year!