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Travel Insurance Reviews Arch RoamRight Essential

As the most economical plan offered by Arch RoamRight, the Essential plan offers basic comprehensive travel insurance coverage. This plan includes trip interruption and cancellation insurance, medical benefits, medical evacuation coverage, lost or delayed baggage coverage, and a 24/7 assistance hotline to help you file claims, provide travel info, and more.

To learn more, see the Arch RoamRight Essential product page.

Customers who have visited Mexico rated the Arch RoamRight Essential plan
4.70 out of 5
72
ratings and reviews
97%
recommended
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Cruise
Filed claim
Arch RoamRight Essential
Arch Roam Right is a terrible company. They look out for their own interests, not the interests of their insureds, and attempt to deny claims by re-writing their policies after the fact so that they can deny your legitimate claims. Beware. We are avid travelers and will never use their insurance again, and are in the process of filing a complaint with the Better Business Bureau.
Nicholas T. would not recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Megan
    Photo
    Thank you for your feedback.

    All travelers that purchase a policy through InsureMyTrip have access to our Anytime Advocates® program. This unique program is designed to save our travelers time and money by contacting the travel insurance provider directly to smooth out any kinks in the claims process. The InsureMyTrip Anytime Advocates® will help any customer with:
    Claims assistance
    Receive expert advice on how to navigate the claims process and file a claim properly with your travel insurance provider.
    Dispute resolution
    Anytime Advocates® will check the status of a claim. If a claim is denied, an advocate will work on behalf of the customer to learn why or to help with the appeal process.
    Aug 24,2020
The trip included a
cruise
Arch RoamRight Essential
I did not have any claims, So I trust that they would have been homered if I did . I am satisfied with the product.
zane d. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Arch RoamRight Essential
I would like to see them price cancel for any reason a little more reasonable especially if you get that coverage immediately when you book a cruise .
Martha M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Cancel for Any Reason (CFAR), which is an optional coverage that is available in some plans for an additional premium, allows you to cancel your trip prior to departure for other than a covered reason. There are 3 conditions that must be met to purchase a Cancel For Any Reason Rider as follows: Purchase the policy within 10-21 days of First Trip Payment; Insure ALL prepaid and non-refundable travel expenses prior to departure; Trip must be canceled more than 2-3 days prior to departure date. If you meet all 3 of these conditions, most of the policies will reimburse you for 50% to 75% of your trip costs depending on the plan you select.

    Although it may appear to be expensive, CFAR does reimburse you with a check while most cruise lines provide you only with a voucher for a future trip.
    Oct 04,2018
Arch RoamRight Essential
No claims purchased policy for peace of mind
paul g. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Arch RoamRight Essential
I had to cancel 2 airplane tickets and this plan gave my money back for both. Great plan!
Dmitri K. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Arch RoamRight Essential
While we did not have to file a claim found the plan to cover what concerns us most when traveling. The cost is much cheaper than those offered by travel sites for the same coverage.
Kristine A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Arch RoamRight Essential
My group was so pleased that we’re using you again and recommended it to a travel agent!
Nancy H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Arch RoamRight Essential
Effortless and affordable.
Thomas E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Arch RoamRight Essential
We did not have to use this insurance but it gave us peace of mind. Thank you.
Heather G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Vicki Zidwick
    Arch RoamRight
    Photo
    Thank you for your review. We love when our travelers' trips go well and we can provide peace of mind. We look forward to protecting all your future trips.

    Regards,
    The RoamRight Team
    Jan 12,2017
The trip included a
cruise
Arch RoamRight Essential
It was a good feeling to know that we were covered during our trip. I do have question about the plan. If included would the plan cover any excursions purchased on the cruise. A suggestion, it might be worth reminding vendors to make travellers aware of the need to purchase insurance as soon as they put a deposit down.
Gary T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you very much for submitting a review to assist your fellow travelers.

    You can include the cost of any excursions as long as the expense is prepaid and non-refundable. If you book the excursion after you purchase the policy, you should call us at 800-487-4722 to advise us of the increase in trip cost so that we can quote you the additional amount due, if any.

    You are correct in stating that travelers should be aware that most travel medical providers include the preexisting condition waiver if the plan is purchased within 10 to 30 days of the Initial Trip Payment. Although there are some plans that go by Final Payment, their cost is generally higher than those plans that go by Initial Trip Payment.
    Sep 05,2016
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