Travel Insurance Reviews AXA Assistance USA Gold
The AXA Assistance USA Gold plan offers travel insurance, travel assistance, and concierge benefits. It provides coverage for a variety of concerns, such as changes during your travel due to inclement weather, bankruptcy of a travel supplier, and much more.
To learn more, see the AXA Assistance USA Gold product page.
The trip included a
cruise
AXA Assistance USA
Gold
As we did not have to use really don’t have any feedback!
Margaret M. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
AXA Assistance USA
Gold
We drove all round north and South Island of NZ.
Fortunately we didnt need to use it, but it felt comforting that we had coverage if something did happen.
Fortunately we didnt need to use it, but it felt comforting that we had coverage if something did happen.
Marcella K. would
recommend this plan to a friend or relative.
AXA Assistance USA
Gold
My daughter was diagnosed with a brain tumor a week before we were supposed to leave on our trip. I cancelled right away .
I filed my claim promptly.
I sent in all the paper work.
Every time I call I am told to wait 15 more days
I filed my claim promptly.
I sent in all the paper work.
Every time I call I am told to wait 15 more days
Jeffrey T. would not
recommend this plan to a friend or relative.
The trip included a
tour
AXA Assistance USA
Gold
As they say, the proof is in the pudding. Thankfully I didn't have to file a claim.
Karen K. would
recommend this plan to a friend or relative.
AXA Assistance USA
Gold
Thank goodness we didn't have to file a claim.
Donna M. would
recommend this plan to a friend or relative.
AXA Assistance USA
Gold
It’s great that you offer this service. At my age I will not travel without insurance coverage. Your plan is the best one that I found. I will use your service again on my next trip. Thanks 🙏 again for being here.
Charles S. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
AXA Assistance USA
Gold
One of the primary reasons for purchasing this plan was because they supposedly provided PRIMARY medical coverage. My husband and I came down with 2 medical issues on a cruise which required seeing the ship’s doctor. When we returned home, I called AXA and requested a claim form (don’t bother sending an email. They will send an acknowledgement but won’t respond otherwise). When I reviewed the claim form, I was shocked to find that this is actually SECONDARY coverage, because coverage is only on an EXCESS BASIS, i.e, they require that you file with your primary insurer first and provide a copy of the primary insurer’s EOB. As I know that my primary insurer will not cover 100% of the medications, it means I have to jump through a bunch of hoops just to receive a very small payout from AXA.
I checked Squaremouth’s website for this same policy, and it states medical coverage is PRIMARY. InsureMyTrip has NO information on this point. Buyer Beware with AXA.
I checked Squaremouth’s website for this same policy, and it states medical coverage is PRIMARY. InsureMyTrip has NO information on this point. Buyer Beware with AXA.
Sharon M. would not
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
AXA Assistance USA
Gold
Plan was quite expensive. Thank god I don’t have to use it. Paying so much for unused insurance is troublesome.
Suguna A. would not
recommend this plan to a friend or relative.
AXA Assistance USA
Gold
Thank God I didn’t have to use it but I thank God for having it
Ora C. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
AXA Assistance USA
Gold
The best plan is one you don't have to use. But it's good to have it available just in case it is needed.
Terry S. would
recommend this plan to a friend or relative.