The Worldwide Trip Protector Lite plan is the most budget-friendly plan offered by Crum & Forster - Travel Insured International. This comprehensive travel insurance plan includes the most basic coverage of their three plans.
To learn more, see the Crum & Forster - Travel Insured International Worldwide Trip Protector Lite product page.
Generally, Comprehensive policy premiums are based on the age of the traveler, the cost of the trip and the length of the trip. As you get older, your premium will increase. However, in order to calculate premiums on the basis of health, there would have to be some form of medical review prior to purchase which would most likely increase the rates and is not practical for travel insurance since it is usually short term.
We certainly understand your concerns. Our licensed insurance experts are always happy to explain any part of the insurance policy. We are available to assist you by phone at 800-487-4722, or by chat, Monday - Friday, 7am-12am EST and Saturday - Sunday, 9am-9pm EST.