Travel Insurance Reviews Crum & Forster - Travel Insured International Worldwide Trip Protector Lite
The Worldwide Trip Protector Lite plan is the most budget-friendly plan offered by Crum & Forster - Travel Insured International. This comprehensive travel insurance plan includes the most basic coverage of their three plans.
To learn more, see the Crum & Forster - Travel Insured International Worldwide Trip Protector Lite product page.
C&F Travel Insured International
Worldwide Trip Protector Lite
Read the Fine Print, which is difficult because it's long and confusing. I've bought many policies over the years, and thankfully have only had to file a claim once before when the vacation rental we booked was damaged due to flooding. On this trip, our flight was delayed 30+ hours and we spent it at the airport waiting for another airplane. We missed one night of our prepaid hotel room which was $800+. I guess I was naive to believe that the trip insurance would cover the cost of an unused prepaid hotel room. They reimbursed us for trip a trip delay, which is $100 max per person, per day. I was under the presumption that trip delay was for additional hotel/food expenses due to trip delay, but not for prepaid lodging. Apparently their is no reimbursement for unused prepaid lodging with the plan I purchased, which wasn't cheap, by the way. It was my mistake not to read the fine print (or perhaps understand it), so I'm writing this to make sure others don't experience the same disappointment I'm experiencing right now. And when I called to inquire about the result of the claim, they we not helpful, friendly or courteous.
Molly B. would not
recommend this plan to a friend or relative.
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Although you have already stressed several times to "Read the fine print", that is really the only way to understand your policy limitations.
Crum and Forster Travel Insured does offer three levels of coverage. Although you chose the Worldwide Trip Protector Lite plan, in the future you may wish to consider the Worldwide Trip Protector or the Worldwide Trip Protector Plus with higher Travel Delay limits. Nevertheless, your prepaid non-refundable travel expense will still be reimbursed under the Travel Delay coverage with its daily and maximum limitations.
You may also wish to call us before you purchase. InsureMyTrip is open 7 days a week, 365 days a year, and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.