The Worldwide Trip Protector Lite plan is the most budget-friendly plan offered by Crum & Forster - Travel Insured International. This comprehensive travel insurance plan includes the most basic coverage of their three plans.
To learn more, see the Crum & Forster - Travel Insured International Worldwide Trip Protector Lite product page.
Your Worldwide Trip Protector Lite plan provided Baggage Coverage for a limit of 750 USD (secondary) as indicated in your quote and policy. Secondary coverage will pay you only after any other Primary collectible insurance has paid the claim and the Primary policies' limits have been exhausted, so CF Travel Insured advised you to first submit your claim to your homeowners insurance company.