The Worldwide Trip Protector Lite plan is the most budget-friendly plan offered by Crum & Forster - Travel Insured International. This comprehensive travel insurance plan includes the most basic coverage of their three plans.
To learn more, see the Crum & Forster - Travel Insured International Worldwide Trip Protector Lite product page.
Mental, nervous, or psychological disorders are excluded on almost every travel insurance policy. The lone exception is that some plans will provide coverage for a mental, nervous, or psychological disorder which results in hospitalization.
If your primary trip cancellation concern is a mental, nervous, or psychological disorder, obtaining a Cancel For Any Reason benefit is advised. If you qualify and pay the premium for Cancel For Any Reason, you can literally cancel your trip for any reason.
The Cancel For Any Reason benefit has a few eligibility criteria:
1) Depending on the policy, Cancel For Any Reason is only available within 10-30 days after making the initial trip payment
2) You must insure 100% of the pre-paid, non-refundable trip cost
3) Depending on the policy, cancellation with the travel supplier must occur 48 or 72 hours before departure date
Benefits may only cover between 50%-75% of the pre-paid, non-refundable trip cost.