The Worldwide Trip Protector Lite plan is the most budget-friendly plan offered by Crum & Forster - Travel Insured International. This comprehensive travel insurance plan includes the most basic coverage of their three plans.
To learn more, see the Crum & Forster - Travel Insured International Worldwide Trip Protector Lite product page.
Unfortunately, the industry standard for all travel insurance is to cover a baggage delay on the outward journey only. This would cover you for personal items you need during your trip.
The certificate for your coverage states the following under Baggage Delay:
"If, while on a Trip, Your checked baggage is delayed or misdirected by a Common Carrier for more than 24 hours from Your time of arrival at a destination other than Your return destination, benefits will be paid, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, for the actual expenditure for necessary personal effects."
In the future, please consider speaking with us prior to purchasing a policy. We would be happy to provide you with an explanation of benefits and go over any questions or concerns you may have. You can reach us at 800-487-4722 or send an email to [email protected].