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Travel Insurance Reviews Crum & Forster - Travel Insured International Worldwide Trip Protector Plus

The Worldwide Trip Protector Plus offers the most comprehensive travel insurance coverage of all three Crum & Forster - Travel Insured International plans. Not only does it include all the standard benefits, but it also has a number of options and an assistance hotline that is available 24-hours a day. This plan has the most comprehensive list of covered reasons to cancel or interrupt your trip.

To learn more, see the Crum & Forster - Travel Insured International Worldwide Trip Protector Plus product page.

Customers who have visited Ireland rated the C&F Travel Insured International Worldwide Trip Protector Plus plan
4.57 out of 5
26
ratings and reviews
96%
recommended
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Filed claim
C&F Travel Insured International Worldwide Trip Protector Plus
Please read!! Our Ireland trip was planned for April 2020 but obviously Covid got in the way. At that time, if I cancelled we would have received back 100% since the policy was purchased pre-Covid. We still hoped to travel to Ireland so I asked about moving the trip to a later date instead of making a claim but wanted to be sure my coverage would stay the same. I was told I could move it with the same coverage. I kept the policy instead of making a claim and in January 2021 I moved the travel dates to July 14-25 which seemed reasonable for the Ireland to open for travel.

On May 31, I was informed by our tour company that Ireland wouldn't open to US travelers until July 19. We were landing on July 15 so we would miss it by 4 days. I tried to change our dates but was unable. On June 29, I cancelled with our tour company. Two weeks notice seemed like a fair amount of time to give notice to a small family owned tour company. July 19 was a government set date that I had no way to get around.

I contacted C&F in late July to let them know I was submitting a claim. They promptly sent me an email with a list of documentation required to support the claim. I provided everything. I only claimed the tour company deposit which was $1466 of a $6100 policy. Our plan was to use the flight credits in the future.

In late August I received a call from a C&F agent stating that I had been approved for reimbursement but for only 75% for Cancel for Any Reason. I asked why I wasn't getting 100% since it was a pre-Covid policy and was told that based on her "research" I was actually able to get into Ireland starting on January 26, 2021 which she had read on the US Embassy for Ireland's website. I explained that January 26 couldn't be possible because it didn't open until July 19. I was told to provide documentation and/or website links to prove that date.

Within a few hours, I provided the supporting links including one directly from the US Embassy for Ireland's website which states that non-essential US travelers were not allowed in until July 19, 2021 without quarantining for 2 weeks. I did not point out that in all her "research" she failed to notice that the January 26 date was for travelers coming INTO the United States not into Ireland. I assume it was an honest mistake but simple internet research supported the July 19 date that I indicated on my claim.

This morning I received a call that my appeal was denied. I'll still only receive 75% CFR because I did not provide proof that we couldn't enter Ireland on June 29 (the day I cancelled). Ireland has been closed since Covid started which they no doubt know. So I provided proof that it didn't reopen its borders until July 19 BUT they want to me prove that I couldn't enter 20 days earlier (when I cancelled). No joke. Sure sounds like a shell game to avoid paying the additional 25%.

I realize it's only 25% but its about principle now so I'm having InsureMyTrip mediate. I'll update my review when this resolved.
Cheryl M. would not recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Sally
    Photo
    Thank you for your Review. Please see the response provide by C&F Travel Insured.


    "Thank you for your feedback. We strive for customer experience excellence. Our apologies for the frustrations you’ve experienced. Please email your contact information to [email protected] , to further discuss your situation. "
    Sep 15,2021
C&F Travel Insured International Worldwide Trip Protector Plus
Nice to have the coverage. Didn’t need it so am not sure how well it would have worked.
Richard W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
C&F Travel Insured International Worldwide Trip Protector Plus
Thankfully we didn't need to use it but had peace of mind knowing we were covered if anything happened. The price was a good value for the coverage provided.
Linda C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector Plus
Didn't have any issues so no need to use. Better to have and not use.
Charles M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
C&F Travel Insured International Worldwide Trip Protector Plus
While we had no need to use our travel insurance, it was reassuring to know we had it ready. Without experience actually filing a claim or reaching out to the company with a problem, it’s hard to give 5 stars. Interactions with staff were always pleasant and my concerns addressed in a helpful manner.
Fawn H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector Plus
Our baggage was delayed over 24 hours so technically we could have filed a claim, but since I didn't want to mess with going to buy clothes and file the claim, we ended up wearing the same thing for 2 days. Not terrible, but not ideal either.
Bridget R. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
C&F Travel Insured International Worldwide Trip Protector Plus
Reasonably priced & coverage I wanted.
Gisele P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector Plus
The plan did provide what I needed which was trip cancellation for any reason, The cost is excessive.
Roger G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Zac
    Photo
    Thank you for providing your feedback. There are 3 main factors that determine premium costs: the cost of the trip, the length of the trip, and the travelers ages. Typically premium is anywhere from 4%-10% of the total trip cost.

    The C&F Travel Insured International Worldwide Trip Protector Plus is a benefit rich policy. In addition to the standard comprehensive policy benefits, this policy also includes Cancel For Any Reason, Interruption For Any Reason, Cancel For Work Reasons, the Pre-Existing Condition Waiver, and Political and Natural Disaster Evacuation.

    In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.
    Sep 01,2016
C&F Travel Insured International Worldwide Trip Protector Plus
They were one of the only plans to cover pregnancy related cancellations and a newborn (not yet born when policy purchased). Luckily didn't need it in the end!
Kelly G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
C&F Travel Insured International Worldwide Trip Protector Plus
Claim response was prompt and efficient
David J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
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