The Worldwide Trip Protector Plus offers the most comprehensive travel insurance coverage of all three Crum & Forster - Travel Insured International plans. Not only does it include all the standard benefits, but it also has a number of options and an assistance hotline that is available 24-hours a day. This plan has the most comprehensive list of covered reasons to cancel or interrupt your trip.
To learn more, see the Crum & Forster - Travel Insured International Worldwide Trip Protector Plus product page.
Hurricane Maria was indeed a very destructive and devastating storm. Since the claims administrator is required to adjudicate claims based on the terms and conditions of the policy, you will need supporting documentation to demonstrate your proof of loss. This would be required for a claim with any travel insurance policy.
On this plan, to use Cancel for Any Reason, you must cancel your trip 48 hours or more before your Scheduled Departure Date. This is industry standard to require cancellation to occur 2-3 days prior to your Scheduled Departure Date depending on the plan you choose for the CFAR option.
The trip costs that are insurable on a comprehensive plan are the pre-paid, non-refundable trip costs. The face value of rewards bookings are not insurable, but this policy does cover up to 250USD as shown in the Confirmation of Benefits for any penalty cost of putting the miles or reward points back in the account they were removed from.
If you have any questions or concerns, please call us at 800-487-4722.