Travel Insurance Reviews Crum & Forster - Travel Insured International Worldwide Trip Protector
The Worldwide Trip Protector from Crum & Forster - Travel Insured International is a comprehensive trip cost protection plan. Coverages offered include Trip Cancellation and Interruption, Trip Delay, Missed Connection, Itinerary Change, Cancel for Any Reason, and Pre-Existing Conditions Waiver.
To learn more, see the Crum & Forster - Travel Insured International Worldwide Trip Protector product page.
C&F Travel Insured International
Worldwide Trip Protector
Fortunately we did not have to file a claim this year, but last year we did and...our claim (was paid) according to our policy. My recommendation is to make sure you read the coverage VERY carefully. Last year we were traveling with another couple so we bought insurance to cover the need to cancel due to our or our traveling companions' illness/family illness etc. This was very important as neither of us would go at that time if both couples couldn't go. This year we traveled alone so we bought a cheaper policy that only covered us and our immediate family members' illnesses.
Cynthia B. would
recommend this plan to a friend or relative.
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector
I am thankful I didn't need to file a claim but have had this same kind of travel insurance in June and did need to file a claim. It was very easy to file a claim. I received a check from them very soon after. I bought the same policy yesterday for a cruise in 3 weeks!!
Rebecca B. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector
This C&F Travel Insured International Worldwide Trip Protector plan gave me peace of mind while traveling to Israel. I never used it, but just having it available was the best choice I made. The next time I travel internationally, I will do this again.
Thank you,
Arlene
Thank you,
Arlene
Arlene F. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
C&F Travel Insured International
Worldwide Trip Protector
I still do not understand the waiver eligibility for prescription or annual medical appointments at the time of insurance purchase. I am still confused if I even got it or paid insurance for nothing because it sounds like you have to buy insurance before you make first payment?
Leimomi F. would
recommend this plan to a friend or relative.
-
Carol
Thank you for reaching out to us for the additional information.
All Comprehensive plans include a Pre-existing Condition Exclusion. Your Worldwide Trip Protector plan defines this exclusion as:
“Pre-Existing Condition means an illness, disease, or other condition during the 60 day period immediately prior to the date Your coverage is effective for which You or Your Traveling Companion, Business Partner or a Family Member: 1) received or received a recommendation for a test, examination, or medical treatment for a condition which first manifested itself, worsened or became acute or had symptoms which would have prompted a reasonable person to seek diagnosis, care or treatment; or 2) took or received a prescription for drugs or medicine. Item (2) of this definition does not apply to a condition which is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the 60 day period before coverage is effective under this Policy."
According to our records, you bought this policy on 04/12/2019 which was within 21 days of your initial trip payment of 04/02/2019, so as long as you met the following conditions, then your policy waived that exclusion:
"a) Your Payment for this Policy and enrollment form are received within 21 days of the date Your initial Payment or Deposit for Your Trip is received; and
b) You insure all Prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure within 21 days of the Payment or Deposit for those Travel Arrangements the cost of any subsequent Travel Arrangements (or any other Travel Arrangements not made through Your travel agent) added to Your Trip; and
c) You are not disabled from travel at the time Your premium is paid."
InsureMyTrip is open 7 days a week, 365 days a year, and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.Jun 04,2019
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector
Fortunately we didn't need to use the insurance...Unfortunately we spent 2K on the insurance.
Charles C. would
recommend this plan to a friend or relative.
-
Carol
Thank you for your feedback.
Premiums for comprehensive policies are based largely on the length of the trip, the ages of the travelers, and the cost of the trip. A travel insurance policy is considered to be of good value when the policy premium is 4-10% of the insured trip cost.
You also chose the Crum and Forster Worldwide Trip Protector which includes the preexisting condition waiver and per person secondary medical limits of 100,000 USD and medical evacuation limits of 1,000,000 USD. It also offers a wide range of benefits including a lengthy list of covered perils particularly for travel during hurricane season.
InsureMyTrip is open 7 days a week, 365 days a year, and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.May 10,2019
C&F Travel Insured International
Worldwide Trip Protector
The good news is, I did not need to file a claim. Buying insurance is not one of the things I like to do, but when it comes to travel, it can be wise to protect oneself.
Louis V. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector
We felt protected but didn't actually need to use it so was fine.
Samuel R. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector
Great to be assured that it was there if needed. Did not need but 3-4 on our trip became ill and needed to use their insurance plans.
Cynthia A. would
recommend this plan to a friend or relative.
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector
All was well with the coverage.
Linda F. would
recommend this plan to a friend or relative.
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector
with the hectic pace of my 10-day journey to Israel it was with peace of mind that I had the insurance. Thanks again guys for everything you did.
Gerald G. would
recommend this plan to a friend or relative.
However, we would like to point out that this policy does include coverage to cancel your trip for the unexpected sickness, injury or death of a Traveling Companion's Family Member as indicated in your policy:
"Trip Cancellation - Benefits will be paid, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, to reimburse You for the amount of the Published Penalties and unused non-refundable Prepaid Payments You paid for Travel Arrangements when You are prevented from taking Your Trip due to:
1. Your, Your Family Member’s, Your Traveling Companion’s, Your Traveling Companion’s Family Member, Your Business Partner’s or Your Business Partners Family Member’s death, which occurs before departure on Your Trip;
2. Your, Your Family Member’s, Your Traveling Companion’s, Your Traveling Companion’s Family Member, Your Business Partner’s or Your Business Partners Family Member’s covered Sickness or Injury, which: a) occurs before departure on Your Trip, b) requires Medical Treatment at the time of cancellation resulting in medically imposed restrictions, as certified by a Legally Qualified Physician, and c) and prevents Your participation in the Trip..."
InsureMyTrip is open 7 days a week, 365 days a year, and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.