Travel Insurance Reviews HCC Medical Insurance

HCC Medical Insurance Services (formerly MultiNational Underwriters) was established in 1998 in Indianapolis, Indiana. HCC is a full service organization offering a comprehensive portfolio of international group health, domestic short term and travel medical insurance products designed to address the insurance needs of travelers worldwide.

Learn more about HCC Medical Insurance.

Customers rated HCC Medical Insurance Services
4.56 out of 5
1,093
ratings and reviews
96%
recommended
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Cruise
Filed claim
HCC Medical Insurance Services Atlas International
It was good to know that I was insured even though I did not have to file a claim.
JAMES W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
HCC Medical Insurance Services Atlas America
It was barely adequate coverage for the U.S. if I had needed emergency medical assistance where I could then return to my home country the amount would have been sufficient but not enough if I had to stay in the U.S. For any medical reason. I took the policy with the idea that if I had an accident or medical condition requiring emergency services, it would cover expenses until I could be transported back to Canada or a country that my private medical insurance would cover. I found the policy while reasonable in cost was insignificant in what it covered and for the amounts for any given situation.
Nancy C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you for your comments. However, we did want to add that the HCC Medical Insurance Atlas America plan does offer limits up to $1,000,000 for an additional premium.
    Sep 17,2016
The trip included a
tour
HCC Medical Insurance Services Atlas International
I always feel like that trip insurance is something that I should purchase when I travel out of country. Good peace of mind, just in case. Not sure how to rate satisfaction as I have never had a claim. (Nor do I wish too!) Paying the premium is easy enough though.
Terry C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
HCC Medical Insurance Services Atlas International
The price was great, but I'm wondering if I had to file a claim, how easy would that be? It's hard to review when you didn't actually need it. But the purchase transaction was very simple!
Lindsay P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
HCC Medical Insurance Services Atlas International
Our trip ended early (almost 6 months early) and we were given a refund on the remaining amount. That made us happy as the reason we returned was not around a decision we made (took on a year long house sitting job and the house sold). So, we were pleased with the ease in getting our money refunded. We did not file a claim, which is great, but nothing I can comment on at this time! Thank you!
Jill L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
HCC Medical Insurance Services Atlas International
Short term medical. This plan (and others) says that it cannot be purchased when the buyer is in Washington State, therefore we had to wait until we'd started our vacation and left the state to actually purchase the plan, which is pretty inconvenient. Otherwise seemed fine.
Michael V. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you for your comment on purchasing medical plans within Washington State. It is important to note that insurance policy terms and conditions are governed by state law. Washington has imposed specific guidelines that limit the purchase of travel insurance within the state. However, as you indicated, you can purchase that same plan while outside the state of Washington.
    Sep 07,2016
HCC Medical Insurance Services Atlas International
Simple process to sign up for this plan. Good coverage. Luckily, I did not need to file a claim for this trip so I cannot comment on that process. I am happy with the price and process and would consider purchasing again for future trips.
Alexandra J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
HCC Medical Insurance Services Atlas International
This was the only affordable plan I could find that covered pregnancy. However, I hope that HCC Medical Insurance Services decides to join the rest of the world in offering better coverage and services to (pregnant) women during their travels. This insurance was better than nothing, and luckily I didn't need it. But if I had gone into labor early, or needed other care for myself or my newborn, I would not have had the coverage necessary.
Janelle J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
HCC Medical Insurance Services Atlas International
Glad we did not need your service but it is reassuring to know the plan was there for us if we needed it.
Dennis W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
HCC Medical Insurance Services Atlas America
I felt protected all the time, thankfully I have not used.
Jeannette M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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