Travel Insurance Reviews HCC Medical Insurance

HCC Medical Insurance Services (formerly MultiNational Underwriters) was established in 1998 in Indianapolis, Indiana. HCC is a full service organization offering a comprehensive portfolio of international group health, domestic short term travel medical insurance products and comprehensive plans, designed to address the insurance needs of travelers worldwide. Below are travel insurance reviews from travelers like you who purchased an HCC plan from InsureMyTrip. Read the HCC reviews to see which plan is right for you.

Learn more about HCC Medical Insurance.

Customers who have visited Spain rated HCC Medical Insurance Services
4.35 out of 5
41
ratings and reviews
90%
recommended
Sort by
Showing
Cruise
Filed claim
HCC Medical Insurance Services Atlas International
DON'T BUY THEIR POLICY!! This is the worst experience we've ever had filing claim. They never reply. You called them, they will have you to call back in 7 to 10 days, again and again.... They successfully wore us out, eventually. We gave up.
Henry M. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you very much for providing your review. We certainly understand your frustration and apologize for the delay with the carrier in getting back to you.

    Upon receiving your comments, we did assign an "Anytime Advocate" who was able to assist you with the claim. Unfortunately, the 244 USD medical bill was under the 250 USD deductible, so you did not receive any reimbursement.

    As you indicated, "I understand we won't get any money back. Only wish they can handle it better. It's the worse experience we've ever had with any insurance company."

    Once again, we apologize. In the future, you may wish to call us for assistance in quoting and selecting a policy. InsureMyTrip is available weekdays from 7:00 AM to midnight ET and weekends from 9:00 AM to 9:00 PM.
    Mar 22,2018
HCC Medical Insurance Services Atlas International
I had a bad bout of osteoarthritis while I was staying in Madrid. I went to a hospital with a clinic specializing in international coverage. The insurer refused to guarantee payment for medical tests in connection this non-pre-existing condition, so I was unable to get an accurate diagnosis. I have purchased travel insurance elsewhere, and do not recommend this carrier.
Joellen C. would not recommend this plan to a friend or relative.
4 of 4 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
HCC Medical Insurance Services Atlas International
No opinion. The best insurance is the one you don't need to use.
Randolph R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
HCC Medical Insurance Services Atlas International
Didn't need to file a claim, but the plan was comprehensive and very affordable. Would purchase again on future trips.
Craig A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
HCC Medical Insurance Services Atlas International
The reasonable cost and ease of acquiring the added health insurance coverage gave us added peace of mind while he was traveling.
Matthew W. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
HCC Medical Insurance Services Atlas International
I do a lot of cycle touring. I had a bad accident in Mallorca Spain in 2006, The accident was due to being severly jet-lagged on the first day of the tour, and getting vertigo in a dark tunnel on the way to Cap Formentor. I was stuck in Mallorca for two weeks until friends on the tour could help me get back to the U.S. I have purchased evacuation insurance for each bike trip since that time. I returned to Mallorca for the first time this year, with no accidents, and I bested the tunnel! I have no way to evaluate the insurance purchased, as I have not needed to use it, put I hope it will be there if I need it. And it does provide a sense of security.
Marcy J. would recommend this plan to a friend or relative.
1 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
HCC Medical Insurance Services Atlas International
I wanted travel insurance for my trip to Spain. I wanted insurance that would transport me home if injured. I walked the Camino for many days and felt secure that I would have assistance if needed. This was my first time purchasing insurance and InsureMyTrip was great.
Patricia K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
HCC Medical Insurance Services Atlas Multi-Trip
The good news is that we didn't need the plan, but are happy we have it for our two remaining trips coming up. So happy you have an annual option.
Dane W. would recommend this plan to a friend or relative.
3 of 4 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
The trip included a
tour
HCC Medical Insurance Services Atlas International
I did not use the plan while traveling in Spain, Morocco and Paris but I was at ease knowing I had it. Ive used travel insurance before for a Costa Rica visit to ER and they reimbursed everything. Id recommend having it.
Natalie w. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
HCC Medical Insurance Services Atlas International
I had an incident. I twisted my ankle, but I didn't know what to do in order to use the insurance.I still have a swollen ankle. It would be best if you explain the steps to follow in these kind of situations.
Thank you.
Teresa D. would recommend this plan to a friend or relative.
4 of 4 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Mike
    Photo
    Thank you for your review. I'm sorry to hear about your injury. Generally speaking, when this type of event occurs, you should contact the 24/7 emergency contact phone number provided in your HCC policy as soon as possible after the injury occurs. I will email you this information. Thank you again.
    Aug 13,2013
Show reviews per page.

Top 5 Providers

  1. GeoBlue
    (4.70)
  2. IMT Services
    (4.68)
  3. Nationwide
    (4.63)
  4. MedjetAssist
    (4.63)
  5. RoamRight
    (4.62)
  1. Berkshire Hathaway Travel Protection
    (4.68)
  2. GeoBlue
    (4.67)
  3. IMT Services
    (4.63)
  4. Crum & Forster - Travel Insured International
    (4.55)
  5. Allianz Global Assistance
    (4.54)