Travel Insurance Reviews HCC Medical Insurance

HCC Medical Insurance Services (formerly MultiNational Underwriters) was established in 1998 in Indianapolis, Indiana. HCC is a full service organization offering a comprehensive portfolio of international group health, domestic short term travel medical insurance products and comprehensive plans, designed to address the insurance needs of travelers worldwide. Below are travel insurance reviews from travelers like you who purchased an HCC plan from InsureMyTrip.

Learn more about HCC Medical Insurance.

Customers rated HCC Medical Insurance Services
4.56 out of 5
1,319
ratings and reviews
96%
recommended
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Cruise
Filed claim
HCC Medical Insurance Services Atlas International
TG I haven't had to use the plan - the registration process was reasonable.
MICHAEL N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
HCC Medical Insurance Services Atlas International
It would be nice to have a mobile app with the plan info, like a card or even an Apple Wallet entry.
Marcelo B. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
HCC Medical Insurance Services Atlas Multi-Trip
We purchased this plan because we were traveling abroad twice - first to Italy and a 12 day cruise in April and then to Norway, Sweden and Denmark the end of August. The day we landed in Oslo Norway we had to take my husband to the hospital because we thought he was having a heart attack. Thankfully, it was not. We traveled the end of August and I am writing this review the first part of November, and we still have not received reimbursement for the medical costs, which should have been covered under this plan. Very poor customer service, no response to phone calls, had to submit the claim forms three times electronically and finally gave up and mailed them in. Would not recommend HCC - Medical Insurance Service Group to anyone!
Eileen L. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for a plan that is no longer available.
  • Zac
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that you experienced difficulties early on in the communication process. We are encouraged that you informed us last month that you had been contacted by HCC Medical Insurance Services. Please let us know if you require further assistance. You can request a Advocate by calling 800-487-4722 or emailing customercare@insuremytrip.com.
    Dec 09,2016
The trip included a
tour
HCC Medical Insurance Services Atlas International
Did not need to use plan so really can't assess the plan and how well Atlas performs on their coverage.
Walter B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
HCC Medical Insurance Services Atlas International
Customer service was immediately responsive and super helpful. Such a refreshing change of pace from most insurance companies!
Breanna D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
HCC Medical Insurance Services Atlas International
Great plan
Mwate C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
HCC Medical Insurance Services Atlas International
Although, thankfully, not needed, the peace of mind having the extra insurance for my recent cruise was invaluable. Price was very reasonable and process very easy. Will use again and recommend.
Lisa W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
HCC Medical Insurance Services Atlas International
Reasonable cost for what i wanted; very easy to purchase online.
Maureen Y. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
HCC Medical Insurance Services Atlas America
I'm still not clear as how would the insurance company treat the "pre-existing conditions"
Guillermo S. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy. In the future, please consider speaking with us prior to purchasing a policy. We would be happy to provide you with an explanation of the pre-existing conditions exclusion and the benefit for an acute onset of a pre-existing condition. Please call us at 800-487-4722 or send an email to customercare@insuremytrip.com.
    Oct 27,2016
HCC Medical Insurance Services Atlas International
Honestly, I did want to use this plan at one point early on. I was at the gym and pretty sure I broke my pinky finger. But when I tried to call to check in before going to the hospital, the automated system said I would have to wait 20 mins on hold! I tried calling the next day and 15 mins. So I figured all they will do at the hospital anyways is xray it and that's it. So I ended up not going to the hospital. And wasting my money on this policy.
Kyla H. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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