Travel Insurance Reviews HCC Medical Insurance

HCC Medical Insurance Services (formerly MultiNational Underwriters) was established in 1998 in Indianapolis, Indiana. HCC is a full service organization offering a comprehensive portfolio of international group health, domestic short term travel medical insurance products and comprehensive plans, designed to address the insurance needs of travelers worldwide. Below are travel insurance reviews from travelers like you who purchased an HCC plan from InsureMyTrip. Read the HCC reviews to see which plan is right for you.

Learn more about HCC Medical Insurance.

Customers rated HCC Medical Insurance Services
4.55 out of 5
1,350
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
HCC Medical Insurance Services Atlas Expedition
We felt confident that we had coverage if we needed it, and grateful that we did not need it.!
Valerie H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
HCC Medical Insurance Services Atlas Expedition
The plan seemed expensive given the length of the trip. Your questions are difficult to answer because when you purchase a product and didn't need to use it it's hard to evaluate the quality of the product. However, we were glad to have had it. We would suggest you create a questionnaire for those who had a medical emergency and a different one for those who didn't use it if you really want to know if purchasers are satisfied with the plan.
Andrew R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
HCC Medical Insurance Services Atlas International
DON'T BUY THEIR POLICY!! This is the worst experience we've ever had filing claim. They never reply. You called them, they will have you to call back in 7 to 10 days, again and again.... They successfully wore us out, eventually. We gave up.
Henry M. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you very much for providing your review. We certainly understand your frustration and apologize for the delay with the carrier in getting back to you.

    Upon receiving your comments, we did assign an "Anytime Advocate" who was able to assist you with the claim. Unfortunately, the 244 USD medical bill was under the 250 USD deductible, so you did not receive any reimbursement.

    As you indicated, "I understand we won't get any money back. Only wish they can handle it better. It's the worse experience we've ever had with any insurance company."

    Once again, we apologize. In the future, you may wish to call us for assistance in quoting and selecting a policy. InsureMyTrip is available weekdays from 7:00 AM to midnight ET and weekends from 9:00 AM to 9:00 PM.
    Mar 22,2018
HCC Medical Insurance Services Atlas Enterprise
I have to assume this policy was worth it. Fortunately, I did not have to use it.
Benjamin H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
HCC Medical Insurance Services Atlas Expedition
We very much like Insuremytrip (first time we've used it) because it compares many different policies and companies. The agents were most helpful when we called for help before deciding on our policy. Though we fortunately did not have a claim with the insurance, it was a good experience. Considering the cost of our trip, we feel that travel insurance is a good thing to have (we have filed a claim in the past when a close relative died). Thank you for your good service.
Janice N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
HCC Medical Insurance Services Atlas International
Relatively easy to sign up online, and seemed to promise adequate coverage. Rather expensive, however, especially considering the brief timeframe covered and the trip costs involved. Extrapolated to an annual rate, this coverage would have cost about $3,000. Would counsel anyone considering this coverage to shop carefully to see if they can find similar coverage for less. I did not have to use the policy - so no idea of how well they honor their promises.
stephen m. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
HCC Medical Insurance Services Atlas Expedition
There is no way to truly review an insurance company until one experiences filing a claim so this is an average rating. There was no problem making the arrangements and the price seemed like the others. I was looking for pre existing conditions and medical evacuation and they had those services in the plan I purchased.
Angela R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
HCC Medical Insurance Services Atlas International
I was pleased with the initial cost, but because of my grandsons illness, I needed to extend my dates, but instead of extending the date, I had to get a new policy. So it ended up being more expensive than I believe it should have been. Otherwise, you offer a good product with good coverage at a good price. I was grateful I was at least allowed to get additional coverage to extend my stay.
Diane C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
HCC Medical Insurance Services Atlas International
Since we luckily did not have to use the insurance was very happy with the price. Would not of know if it was good until we actually needed it to see what they would cover.
Charlene C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
HCC Medical Insurance Services Atlas Expedition
I did not need to use the insurance. I did think it was a good policy
Grace W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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