Travel Insurance Reviews HCC Medical Insurance

HCC Medical Insurance Services (formerly MultiNational Underwriters) was established in 1998 in Indianapolis, Indiana. HCC is a full service organization offering a comprehensive portfolio of international group health, domestic short term travel medical insurance products and comprehensive plans, designed to address the insurance needs of travelers worldwide. Below are travel insurance reviews from travelers like you who purchased an HCC plan from InsureMyTrip.

Learn more about HCC Medical Insurance.

Customers rated HCC Medical Insurance Services
4.56 out of 5
1,320
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
tour
HCC Medical Insurance Services Atlas International
The best of this is that I came back in one piece, knowing that if something happend my familly had HCC Medical Service support.
Eduardo V. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
HCC Medical Insurance Services Atlas International
I got sick in Paris, not too serious but wanted a recommendation on an English speaking doctor. A "Dr." somebody with a heavy accent answered. Would not give his medical credentials but admitted he was not certified in the US. It didn't matter as they would not provide a referral, would not review the diagnosis, would not do anything to help. I was told to see a doctor and submit a claim. I have used other providers in the past that will give a referral, make the appointment and review the diagnosis to ensure it conforms to US standards. One company has doctors on payroll who will actually visit you in the hotel and take care of the issue.

So HCC falls far short.

They were polite and sent a follow up automated email to see if I needed to file a claim. Nice but hardly enough to take care of my issue.
Mitchell G. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
HCC Medical Insurance Services Atlas International
Quick and easy, and very affordable. Highly recommended. I had a friend recently go on a trip and ended up needing to use a travel medical insurance for a sickness that he contracted since his traditional medical insurance would not cover it. This literally saved him hundreds of thousands of dollars. Worth the extra money to offset the huge potential financial risk you may take when leaving the country.
Michael T. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
HCC Medical Insurance Services Atlas International
I didn't travel, as my ticket could not be rescheduled. However, am happy of the cost and easiness to purchase this plan. If I wanted to get comprehensive cover, what do i need to do?
Mwate C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Unfortunately Comprehensive Plans, which are the only plans covering Trip Cancellation, are not available to non-US residents.
    Sep 27,2016
HCC Medical Insurance Services Atlas International
It was good to know that I was insured even though I did not have to file a claim.
JAMES W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
HCC Medical Insurance Services Atlas America
It was barely adequate coverage for the U.S. if I had needed emergency medical assistance where I could then return to my home country the amount would have been sufficient but not enough if I had to stay in the U.S. For any medical reason. I took the policy with the idea that if I had an accident or medical condition requiring emergency services, it would cover expenses until I could be transported back to Canada or a country that my private medical insurance would cover. I found the policy while reasonable in cost was insignificant in what it covered and for the amounts for any given situation.
Nancy C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for your comments. However, we did want to add that the HCC Medical Insurance Atlas America plan does offer limits up to 1,000,000 USD for an additional premium.
    Sep 17,2016
The trip included a
tour
HCC Medical Insurance Services Atlas International
I always feel like that trip insurance is something that I should purchase when I travel out of country. Good peace of mind, just in case. Not sure how to rate satisfaction as I have never had a claim. (Nor do I wish too!) Paying the premium is easy enough though.
Terry C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
HCC Medical Insurance Services Atlas International
The price was great, but I'm wondering if I had to file a claim, how easy would that be? It's hard to review when you didn't actually need it. But the purchase transaction was very simple!
Lindsay P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
HCC Medical Insurance Services Atlas International
Our trip ended early (almost 6 months early) and we were given a refund on the remaining amount. That made us happy as the reason we returned was not around a decision we made (took on a year long house sitting job and the house sold). So, we were pleased with the ease in getting our money refunded. We did not file a claim, which is great, but nothing I can comment on at this time! Thank you!
Jill L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
HCC Medical Insurance Services Atlas International
Short term medical. This plan (and others) says that it cannot be purchased when the buyer is in Washington State, therefore we had to wait until we'd started our vacation and left the state to actually purchase the plan, which is pretty inconvenient. Otherwise seemed fine.
Michael V. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you for your comment on purchasing medical plans within Washington State. It is important to note that insurance policy terms and conditions are governed by state law. Washington has imposed specific guidelines that limit the purchase of travel insurance within the state. However, as you indicated, you can purchase that same plan while outside the state of Washington.
    Sep 07,2016
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