Travel Insurance Reviews HTH Worldwide

Founded in 1997, Worldwide Insurance Services helps global travelers and expatriates to identify, access and pay for healthcare, all around the world. Based on state of issuance and the plan selected, WIS offers two leading brands: HTH Worldwide and GeoBlue, both bringing innovative healthcare services and insurance to international travel, expatriate living, study and commerce.

Learn more about HTH Worldwide.

Customers who have visited France rated HTH Worldwide
4.59 out of 5
41
ratings and reviews
97%
recommended
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Filed claim
HTH Worldwide Trip Protector Classic
Glad we didn't have to use it. Customer service knew what they were doing and were very helpful during the selection process.
Daniel C. would recommend this plan to a friend or relative.
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Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
HTH Worldwide Trip Protector Preferred
Did not need to file any claims but the peace of mind knowing we had it was worth the $80 premium
Fred B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
HTH Worldwide TravelGap Excursion
Thankful that we had it. We didn't need it but it decreased the stress on me to know we were covered. Thank you!
John W. would recommend this plan to a friend or relative.
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Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
HTH Worldwide Trip Protector Preferred
Most of the reviews here are a bit silly, considering the buyer didn't actually USE the insurance that was purchased. What they're essentially reviewing is the "peace of mind" they purchased, based on promises the various companies made to cover possible events. I would pay attention to the reviewers who actually had to file a claim first. Those are the only reviews that mean anything.
Having said that, as a former tour guide, I can tell you that trip insurance is a necessity, especially when traveling internationally. The last thing you want to worry about is covering the cost of medical expenses or emergency evacuation if you find yourself in trouble in a foreign county. Even domestic travel these days can result in unforeseen expense, at which point you'll be glad you have your own coverage. A short stay in a hospital somewhere could put a serious dent in your wallet in this country, and not necessarily be covered by your health plan at home.
Read the wording of the insurance plan you want to purchase carefully. Watch out for terms like "secondary", which indicate the coverage only kicks in after some other company acts as the "primary" insurer. Translated, that means you have to prove you weren't covered by something else first (like your personal medical insurance) before the insurance will cover the expense. To me that means paperwork, delays, and loopholes they have available to them to avoid covering an event.
In today's political climate, you'll want options if disaster or violence of some sort strikes. And, at best, lost luggage is no fun. Our luggage ended up in China once, instead of San Francisco. Took over a week to get it back. I've seen it all, and wouldn't want to travel without insurance.
As for how good this plan I chose is, I wouldn't be able to really judge because I ended up not having to test their promises. Reading through it in detail, the coverage sounded good for our needs. But the only real test is filing an actual claim. Happily, filing a claim wasn't necessary this time.

The company did follow-up immediately will all necessary information once the plan was purchased, and send reminders just before the trip began. We were pleased with all of that, and hope any claim would have been handled in a similar fashion. I've purchased several plans here over the years, and will continue to do so. To me that just makes sense for any trip, and is the equivalent of packing the proper gear in the event of rain. I don't want rain to ruin my vacation either.
Finally, make sure you understand exactly what's covered under the plan you choose, BEFORE you go. Once you're on your way, it'll be too late. And don't wait until the day of departure to buy, because then it IS too late. They don't allow same-day purchase! Happy travels.
Sofia M. would recommend this plan to a friend or relative.
3 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
HTH Worldwide Trip Protector Classic
This plan provided peace of mind while traveling in the event medical care was needed or travel interruptions occurred. It also provided coverage in the event we would have needed to cancel pre-trip for a covered reason. Fortunately we did not need to use the coverage.
Alan K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
HTH Worldwide TravelGap Excursion
I had no difficulty selecting the coverage options I desired. I thought the price and coverage limits were reasonable. Fortunately, I did not have to make any claims. Having the insurance though, provided me with peace of mind.
Christopher T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
HTH Worldwide TravelGap Excursion
Insurance...didn't have to use it but was glad I had it just in case. This place had good reviews and seemed super legit and happy I didn't have to test it out.
Jonathan N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
HTH Worldwide TravelGap Excursion
I believe that you need medical coverage for overseas travel especially if both you and a spouse are going and if you have parents in a declining health position.
It will give you peace of mind even if you don't have to use it --I did not use it on my last trip to France but was certainly glad I had it just in case. I put together travel trips for people all the time and this is my first recommendation --Travel insurance is a must.
Cal S. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
HTH Worldwide TravelGap Excursion
The peace of mind provided by this package removed all of the anxiety associated with an expensive trip outside of the USA. This was the 2nd time we've used HTH and will continue to do so in the future.
Larry D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
HTH Worldwide TravelGap Excursion
Did not have to use the plan for my trip.
connie o. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
  • Empty Comment
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