Travel Insurance Reviews HTH Worldwide
Founded in 1997, Worldwide Insurance Services helps global travelers and expatriates to identify, access and pay for healthcare, all around the world. Based on state of issuance and the plan selected, WIS offers two leading brands: HTH Worldwide and GeoBlue, both bringing innovative healthcare services and insurance to international travel, expatriate living, study and commerce.
Learn more about HTH Worldwide.
HTH Worldwide
TravelGap Excursion
Insurance...didn't have to use it but was glad I had it just in case. This place had good reviews and seemed super legit and happy I didn't have to test it out.
Jonathan N. would
recommend this plan to a friend or relative.
HTH Worldwide
TravelGap Excursion
I believe that you need medical coverage for overseas travel especially if both you and a spouse are going and if you have parents in a declining health position.
It will give you peace of mind even if you don't have to use it --I did not use it on my last trip to France but was certainly glad I had it just in case. I put together travel trips for people all the time and this is my first recommendation --Travel insurance is a must.
It will give you peace of mind even if you don't have to use it --I did not use it on my last trip to France but was certainly glad I had it just in case. I put together travel trips for people all the time and this is my first recommendation --Travel insurance is a must.
Cal S. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
HTH Worldwide
TravelGap Excursion
The peace of mind provided by this package removed all of the anxiety associated with an expensive trip outside of the USA. This was the 2nd time we've used HTH and will continue to do so in the future.
Larry D. would
recommend this plan to a friend or relative.
HTH Worldwide
TravelGap Excursion
Did not have to use the plan for my trip.
connie o. would
recommend this plan to a friend or relative.
HTH Worldwide
TravelGap Silver
The best part was NOT having to use it!
Clista F. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
HTH Worldwide
TravelGap Excursion
Fortunately didn't need to use it, the buying process was pretty straightforward , very easy
Jorge G. would
recommend this plan to a friend or relative.
HTH Worldwide
TravelGap Excursion
We didn't need to use the insurance on our holiday but having peace of mind that we purchased insurance before our holiday gave us freedom to enjoy our time without worry of illness or injury. Well worth the cost of having purchased the insurance.
Kimberly P. would
recommend this plan to a friend or relative.
HTH Worldwide
TravelGap Excursion
Travel insurance is something I hope I never need, but will not go abroad without. I've been on trips where fellow travelers were sick or badly injured and totally on their own - not a pretty sight. Buying travel insurance gives me the sense that someone "has my back" - and allows for a much more relaxed vacation. The HTH Worldwide Travel Gap Excursion Plan covered what I needed at a fair price, and I recommend the plan without reservation. Pam Klainer
Pamela K. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
The trip included a
tour
HTH Worldwide
TravelGap Excursion
Second time we have used the plan. It fits our needs and a very reasonable price.
Kathleen L. would
recommend this plan to a friend or relative.
HTH Worldwide
TravelGap Excursion
I ended up in a hospital with a broken back after a ski accident, and at first the advice nurse they got me in contact with was great. But then when it came time to try to get HTH to provide evidence of insurance, they refused because I had purchased the policy while not in the US (there's a clause that says insurance must be purchased before the trip begins -- I didn't interpret that as "any time you leave the US you're beginning a single trip that lasts until you get back"). While I was in the hospital, they basically shut down any appeal by saying "you can't appeal until you've filed a claim, which we'll reject". In the end, my US insurance gave me pretty good coverage, so I was OK, but it drives me crazy that they'd use the IP address of the computer I was on when I purchased the policy to deny me coverage, but *not* to prevent me from buying the useless policy!
Christopher L. would not
recommend this plan to a friend or relative.
12 of
13 people found this review helpful
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Firstly, TravelGap Excursion is available to U.S. Citizens or Permanent Residents traveling outside of the United States. The plan is available for customers purchasing in approved U.S. states. HTH Worldwide does not hold licenses to sell insurance products outside of the United States. As such, in certain circumstances it can be a violation of foreign insurance law to issue a policy when a customer is already overseas.
Secondly, TravelGap Excursion is unique because it covers pre-existing medical conditions up to the policy maximum.. In order to offer such comprehensive benefits, it is important that customers buy the insurance prior to trip departure. If HTH were not to enforce this requirement, we could be adversely selected against. Some travelers could potentially wait until they became sick or injured before they purchased a plan.
Finally, HTH Worldwide offers a refund of premium for customers who are ineligible for TravelGap Excursion. If you have not received a refund, please contact HTH Worldwide.