It is hard to rate the 'effectiveness' of an insurance policy that (fortunately) we did not have to use. The peace of mind was well worth the price, the convenience of setting up the policy was great and the process was good. It was very convenient to receive a 'Bon Voyage' email a few days before the trip containing all the information we would need if something happened while on the trip.
Robert S. would
recommend this plan to a friend or relative.