Travel Insurance Reviews HTH Worldwide TripProtector Classic
The TripProtector Classic plan is a comprehensive trip protection policy offering coverages such as trip cancellation, trip interruption, travel delay, baggage, emergency medical coverage, and others. HTH also offers 24 hour emergency assistance including emergency medical evacuation while on a covered trip.
To learn more, see the HTH Worldwide TripProtector Classic product page.
The trip included a
cruise
tour
HTH Worldwide
Trip Protector Classic
I purchased travel protection for our trip to an all inclusive resort in Mexico. The day after arrival I began to develop symptoms of conjunctivitis. Thinking it was my allergies kicking up, I waited a day to see if my allergy medicine would help. It didn’t. The resort had a medical clinic so I made an appointment and saw a very nice doctor who diagnosed me with conjunctivitis and gave me the required eye drops. Symptoms gone 2 days later. The bill was $291.00. The doctor was very familiar with what paperwork I would need to submit my claim so I left the clinic with paperwork in hand.
Upon return home, I called Nationwide and initiated my claim. I needed to gather a little more paperwork for them like the receipt for my trip showing the total cost of the trip, and a photocopy of my passport showing the stamp for entering Mexico. All paperwork submitted 3 days after returning home.
A few days later I received an email from Nationwide stating that they had received my paperwork and were reviewing it.
2 weeks later I was notified that my claim was approved and they were mailing a check.
1 week after that I received a check for the full amount. Yay!
Overall I was very satisfied.
I was also very grateful for the on site medical clinic and the astute doctor who was very well versed in not only dealing with sick tourists, but with insurance paperwork as well!
Upon return home, I called Nationwide and initiated my claim. I needed to gather a little more paperwork for them like the receipt for my trip showing the total cost of the trip, and a photocopy of my passport showing the stamp for entering Mexico. All paperwork submitted 3 days after returning home.
A few days later I received an email from Nationwide stating that they had received my paperwork and were reviewing it.
2 weeks later I was notified that my claim was approved and they were mailing a check.
1 week after that I received a check for the full amount. Yay!
Overall I was very satisfied.
I was also very grateful for the on site medical clinic and the astute doctor who was very well versed in not only dealing with sick tourists, but with insurance paperwork as well!
Carol H. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
HTH Worldwide
Trip Protector Classic
Reasonable price, did not need to use it but felt reassured that there was coverage and if needed could be used at any time
Isabella P. would
recommend this plan to a friend or relative.
The trip included a
cruise
HTH Worldwide
Trip Protector Classic
Trip was canceled 5 days prior to departure due to insured becoming ill with Covid-19. Claim was filed 1/23/24 and is still in review as of today (3/19/24). Additional (duplicate) medical information had to be provided 3 weeks ago. It appears that claims for multiple insurance companies have to be processed by one clearing company and this seems to slow down the slow down settlement time. Plan was not reviewed due to this delay.
William L. would not
recommend this plan to a friend or relative.
The trip included a
cruise
tour
HTH Worldwide
Trip Protector Classic
Without making a claim it is hard to rate the plan without actually using it.
Raymond L. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
HTH Worldwide
Trip Protector Classic
Did not need to submit a claim, but good to know that I had coverage while traveling.
Randall S. would
recommend this plan to a friend or relative.
HTH Worldwide
Trip Protector Classic
I didn't have to file a claim this time, but had peace of mind that I was covered if something happened. Especially medical evacuation, the cost of which will ruin an already bad day.
Had to file a claim with them before and they quickly paid it.
Had to file a claim with them before and they quickly paid it.
JOHN R. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
tour
HTH Worldwide
Trip Protector Classic
Had no issue on my trip so I didn’t have to make any claims.
Gwen S. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
HTH Worldwide
Trip Protector Classic
I have Medicare and wanted coverage for a trip to Canada. It's tough to evaluate a product when you never used it. I was buying peace of mind and I got that, so I got what I paid for,
Dean T. would
recommend this plan to a friend or relative.
The trip included a
tour
HTH Worldwide
Trip Protector Classic
Luckily I did not have to use any of the benefits this plan offered which is the best case scenario.
Ronnie R. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
HTH Worldwide
Trip Protector Classic
I may recommend it but the price is really expensive. It should cost less for a 66 year old ion good shape.
Valerie S. would not
recommend this plan to a friend or relative.