Travel Insurance Reviews IMT Services Travel Accident Plan

The IMT Services Travel Accident Plan offers Accidental Death and Dismemberment coverage while you are traveling. You can choose beneficiaries that will receive the benefits of this plan in the event that the worst were to happen and choose from several coverage limits, ranging from $100,000 to $1,000,000. There are other benefits included as well such as Political and Natural Disaster Evacuation benefit and 24/7 assistance.

To learn more, see the IMT Services Travel Accident Plan product page.

Customers rated the IMT Travel Accident Plan plan
4.67 out of 5
468
ratings and reviews
99%
recommended
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IMT Travel Accident Plan
I slept well at night with this insurance plan. I'll get it again when I travel.
Jerry M. would recommend this plan to a friend or relative.
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  • Empty Comment
IMT Travel Accident Plan
A trip begins when you leave your home. I was very disappointed to learn I was not covered during all phases of the trip, including all air travel whether in my home country or not. I would not purchase again unless commercial transportation inside my home country, USA, was included.
Daniel N. would not recommend this plan to a friend or relative.
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  • Carol
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    Thank you for your comments pointing out that the IMT Travel Accident Plan was not written to provide flight accidental death coverage while the traveler is within United States airspace. The plan states that "Coverage will begin at 12:00 A.M. Eastern Standard Time on the latest of the following: 1) The date the Company receives a completed application or enrollment form; or 2) The moment Plan Participant exits their Home Country airspace; or 3) The Date the Company approves the Application; or 4) The Date requested by the Plan Participant.
    Coverage will end at 11:59 P.M. Eastern Standard Time on the earliest of the following: 1) The date Plan Participant is no longer in an Eligible Class; or 2) The date the Plan Participant returns to his or her Home Country unless otherwise covered under the Plan Document; or; 3) The expiration of 365 days from the Effective Date of Coverage; or 4) The date shown on the Schedule of Insurance issued by the Company."

    We do offer plans covering Flight Accidental Death and Dismember (AD&D) within and outside United States airspace on our website. This coverage may also be available for an additional premium under some of our Comprehensive Coverage Plans.

    If you wish assistance in purchasing a plan, please call Customer Care weekdays 7:00 AM to midnight ET and weekends 9:00 AM to 9:00 PM ET.
    Dec 27,2017
IMT Travel Accident Plan
It is not an easy site to maneuver though to find the coverage that I need when I go there.
Joshua S. would recommend this plan to a friend or relative.
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  • Melissa J.
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    Thank you for your feedback. In the future, if you would like assistance using the comparison tool, please contact our office at 800-487-4722 where a licensed representative would be happy to help you.
    Dec 18,2017
IMT Travel Accident Plan
Because the trip was succesfull and no accidents or any harm I can tell only about easyness to order insurance by net and havin a calm feeling that I had it during my trip,
Rubina H. would recommend this plan to a friend or relative.
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  • Empty Comment
IMT Travel Accident Plan
Don't understand if you do activities, such as water sports, hiking, four wheeler why the insurance doesn't cover for accident!!!
Gregory D. would recommend this plan to a friend or relative.
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  • Kyle
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    Thank you for providing feedback on this policy.

    This policy was designed to cover Accidental Death and Dismemberment in the event of an accident during your trip. The policy does not cover the actual expenses incurred while you are being treated at a hospital or licensed medical facility, but the policy does offer additional add-ons for Medical Evacuation coverage. The policy would also cover many activities, such as hiking or some water sports, but would also exclude the following:

    "Travel in or upon: A snowmobile; A water jet ski; Any two or three-wheeled motor vehicle, other than a motorcycle registered for on-road travel; Any off-road motorized vehicle not requiring licensing as a motor vehicle; when used for recreation or competition. Unless Hazardous Activity Rider is purchased."

    "Injury sustained while taking part in: mountaineering; hang gliding; parachuting; bungee jumping; racing by horse, motor vehicle or motorcycle; snowmobiling; motorcycle/motor scooter riding; scuba diving, involving underwater breathing apparatus; water skiing; snow skiing; spelunking; parasailing; white water rafting; surfing, unless part of a school credit course; and snowboarding. Unless Hazardous Activity Rider is purchased."

    Please feel free to contact us if you have any further questions or concerns. We have licensed representatives available 7 days a week, and they can be reached at 1-800-487-4722.
    Dec 08,2017
IMT Travel Accident Plan
Easy and complete.
Patrick G. would recommend this plan to a friend or relative.
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Claims not filed
  • Empty Comment
IMT Travel Accident Plan
I did not have to use the plan but feel it would cover my needs. thanks
Roy H. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
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  • Empty Comment
IMT Travel Accident Plan
It's advisable that travelers have this kind of insurance even if no untoward incident happens. It's better to be prepared.
Lynette Q. would recommend this plan to a friend or relative.
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Value
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Claims not filed
  • Empty Comment
IMT Travel Accident Plan
This was a very simple procedure to get 1 million in coverage. It took 5 minutes and I had piece of mind.
Thank you!
Debbi C. would recommend this plan to a friend or relative.
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Value
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Claims not filed
  • Empty Comment
The trip included a
cruise
tour
IMT Travel Accident Plan
Good to have insurance coverage for the unexpected.
Fortunately, we didn't have to use it.
Gladys C. would recommend this plan to a friend or relative.
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Claims not filed
  • Empty Comment
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