I had my 80 birthday on our cruise and at that age you never know what can happen regarding your health. We had the best plan for us just in case, but we thankfully we did not have to use it. We felt better safe than sorry. We were on a cruise with someone who did not have insurance and he had a heart attack and had to be taken off the ship near Puerto Rico and it wound up costing them a lot of money. Thankfully he survived.
Gerard M. would
recommend this plan to a friend or relative.