The Global Silver plan is the most economical of the three international plans offered by InsureandGo while providing primary emergency medical coverage for trips outside of the U.S.
Always great to have insurance, especially the older I get and the chances for serious illness for me or a family member increase. Also, always great when we don't have to file a claim because everyone remains healthy and there are no "hickkups" involving the trip itself. But as an individual who has filed claims in the past, both because of an ill spouse which resulted in total trip cancellation, and because of flight delays, lost luggage, and unexpected itinerary changes, the additional cost of trip insurance is always something that affords peace of mind.
Louise L. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Although I didn't use it, I was glad I had it. I recommended everyone in the band to get it. The bari sax player didn't, and ended up having damage to his instrument. If he had listened and bought the insurance, it would have been no problem!
Russell A. would not
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Thank you for your feedback on the policy. We appreciate you recommending us to your fellow travelers.
We strongly encourage customers to review the policy certificate prior to purchase to ensure that items you are looking to insure are covered. It is common for professional / occupational equipment or musical instruments to be excluded under the Baggage portion of a travel insurance policy.
Please call us at 800-487-4722 for assistance in selecting a plan that covers as many of your concerns as possible.
From the very beginning when I called, I felt comfortable with the plan. the man with whom I spoke was knowledgeable and explained in detail. I didn't have to use it but felt safe and would recommend this company. very reassuring.
Yvonne K. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Insure & Go has plans to meet varying needs. Plus, it is very affordable and beats the plans sold by most travel agent. Through Insure My Trip, I use this company for all my travel insurance needs.
Barbara W. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
When I first looked into travel insurance, my main concern was travel disruption or delay. The agent did not tell me that the total coverage for travel delay was $250. I may have paid more for additional coverage if I would known this. Of course the policy states this if you read it carefully. While I filed the claim, it took over a week to get a response from my claim's adjuster. It wasn't until I threatened to call her supervisor that she called. And she called at exactly the time I asked her not to call. Then I filed the claim on 11/20. When I had not heard anything about the claim for over 2 1/2 weeks, I called the adjuster. She says: Oh, we just got your claim today. The company might never had received the claim if I hadn't called to check on it. What a coincidence that it arrived the day I called. The post office stated that it would be delivered on 11/23, two and 1/2 weeks earlier. It took another 12 days to process the claim. I was informed by e-mail that I would receive $250 for a claim of $400. Funny that the adjuster knew the amount I was requesting during the discussion of the claim and never mentioned the $250 policy limits. Overall, very poor customer service. For all purchasers, be sure to read the fine print to know what you are actually buying.
Karen C. would not
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
Thank you for your feedback on the policy. InsureandGo has issued the following statement in response to this review:
“Thank you for your review. We are sorry to hear about your dissatisfaction with the handling of your claim. We have conducted a thorough investigation of your case and have concluded that your claim was delayed in processing due to a stall in mail delivery during the Thanksgiving holidays. However, once received your claim processed and paid within 2 weeks. We take pride in delivering a great customer experience and we regret that we were not able to meet your expectations in this case.â€
We strongly encourage customers to review the policy certificate prior to purchase to ensure that items you are looking to insure are covered. It is common for professional / occupational equipment or musical instruments to be excluded under the Baggage portion of a travel insurance policy.
Please call us at 800-487-4722 for assistance in selecting a plan that covers as many of your concerns as possible.