Travel Insurance Reviews International Medical Group Patriot International Lite
The Patriot International Lite plan from International Medical Group offers travel medical coverage for U.S. citizens that are traveling outside of their home country (no travel within the U.S.). This plan caters to different travelers' needs with different coverage and limit options to choose from, including Medical limits from $50,000 to $1,000,000 (depending on age). This plan also includes 24/7 emergency assistance services.
To learn more, see the International Medical Group Patriot International Lite product page.
The trip included a
tour
International Medical Group
Patriot International Lite
I travel a lot and have always purchased a trip insurance whether traveling in US or international The most important reason is to get a medical/dental coverages. On all the plans I bought in the past many years, the dental was always part of the medical coverage. During my recent trip to Europe a month ago, I lost 2 teeth on my upper dentures. When I called IMG, I found out that the plan I bought, which was recommended by "Insure my Trip", had no dental coverage. For this reason I will not buy a trip insurance from IMG anymore. Also, this would have been the first time, after so many years of purchasing a trip insurance, that I would be submitting a claim. I'm totally disappointed.
Rita Teresita D. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
International Medical Group
Patriot International Lite
As I have never submitted a claim, cannot comment on quality of service but find site easy to navigate and it provides the coverage I need.
Thomas L. would
recommend this plan to a friend or relative.
International Medical Group
Patriot International Lite
Claims were slow and paid nothing. Delayed payment from my insurance in the US. Very disappointing.
John C. would not
recommend this plan to a friend or relative.
10 of
10 people found this review helpful
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Mike
Thank you for your feedback on the policy. We are sorry to learn that you are dissatisfied with this plan. You are correct in that the International Medical Group Patriot International is a secondary policy. The majority of travel insurance policies are secondary.
If a travel insurance plan is secondary, the insured person(s) would be required to file a claim with their primary health insurance first. If coverage is denied or only partially provided, the travel insurance would cover the remainder, up to the policy limit.
Please call us at 800-487-4772 if you have any questions pertaining to this policy, or about primary vs secondary coverage. We would be happy to assist you.Aug 10,2017
International Medical Group
Patriot International Lite
I never needed to use my insurance, so it's hard to give it a proper rating. It was reassuring to know it was there.
Kaylen B. would
recommend this plan to a friend or relative.
International Medical Group
Patriot International Lite
Purchased the insurance. Was an affordable "peace of mind" while traveling. Luckily didn't need to use it!
Randy B. would
recommend this plan to a friend or relative.
International Medical Group
Patriot International Lite
we deliberately bought a plan in case of trip interruption but when we almost missed our connection due to a strike by Air France Traffic Control we found in the small print - that we had not seen in the summary at time of purchase online - that the $5000 coverage we thought we had only applied in the case of the death of a relative or our house burning down!!!!!!! ridiculous!!!! not at all what is normally understood by trip interruption. Next time I will call a broker and go through what is available line by line. I no longer trust your summaries and am just grateful that we managed to make our connection.
kelvin d. would not
recommend this plan to a friend or relative.
7 of
7 people found this review helpful
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Mike
Thank you for your review and feedback. Typically package policies offer more reasons under trip interruption coverage than medical policies. In the future, please feel free to contact us as we can review your concerns and trip details with you, and then recommend a policy that best fits those specifics.Oct 15,2013
The trip included a
cruise
International Medical Group
Patriot International Lite
I did not have the need to use the insurance, but it was comforting to now that I had coverage.
Diane s. would
recommend this plan to a friend or relative.
International Medical Group
Patriot International Lite
Purchasing the insurance was very easy and quick. I did not have to make a claim so I can't say how well the company would be to work with when push came to shove.
michele b. would
recommend this plan to a friend or relative.
International Medical Group
Patriot International Lite
Not being in the insurance business, some of the items were confusing.
Bob
Bob
Robert D. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
-
Debra
IMT
Bob, Please call InsureMyTrip next time you are planning a trip and one of our licensed agents would be happy to explain all the plans and coverages to you. 1-800-487-4722 Monday-Friday 7am-12am Saturday 9am-6pm and Sunday 11am-6pm. (EST)Oct 03,2011
International Medical Group
Patriot International Lite
I am totally satisfied as I never had to use the insurance during our trip!!
Isabelle R. would
recommend this plan to a friend or relative.
"The Patriot International plan does indeed have dental coverage. The coverage is for the treatment of unexpected pain to natural sound teeth. As the insured indicated in her review, she lost 2 teeth from her upper dentures. This would not be covered."