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Travel Insurance Reviews John Hancock Insurance Agency, Inc. Gold

Offering the highest coverage limits of the three plans provided by John Hancock, the Gold plan offers the most included coverage as well as optional upgrades. This plan offers Trip Cancellation and Trip Interruption, as well as many other coverages including Missed Connection and Itinerary Change. These coverages could come in handy if a covered common carrier delay causes you to miss your cruise departure or if your travel supplier changes your covered trip itinerary after your departure date.

To learn more, see the John Hancock Insurance Gold product page.

Customers who have visited Qatar rated the John Hancock Insurance Agency, Inc. Gold plan
4.67 out of 5
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Filed claim
The trip included a
John Hancock Gold
Wish there was a way to determine the overall health and general physical condition of people purchasing travel insurance instead of just age. Being frequent travelers, we have seen people on our trips who could barely walk up a flight of stairs. Even though we are "older"....68 and 74....we are very physically active and in good shape (knock on wood) and would have to have a very serious incident to ever cancel a trip. Does past claims ever come into consideration when determining rates or is an individual history too complicated?
Teresa T. would recommend this plan to a friend or relative.
Claims not filed
Note: This review is for an earlier version of the plan.
  • Melissa J.
    Thank you for providing your feedback. There are 3 main factors that determine premium costs: the cost of the trip, the length of the trip, and the travelers ages. Unfortunately, insurance providers are not able to take your individual medical history or your past claim history into account to determine the cost of travel insurance. If you have any additional questions or concerns, please contact our office at 800-487-4722 where a licensed representative would be happy to help you.
    Mar 08,2018
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