Travel Insurance Reviews MH Ross Advantage Asset

The Advantage Asset plan from M.H. Ross offers Trip Cancellation and Trip Interruption coverage as well as a broad range of other coverages to help protect you while you are traveling. Post-departure coverages such as Baggage, Travel Delay, Medical, and Emergency Medical Evacuation can help to reimburse you for covered incidences that may occur while you are traveling.

To learn more, see the M.H. Ross Advantage Asset product page.

Customers who have rated the M.H. Ross Advantage Asset plan
4.49 out of 5
137
ratings and reviews
94%
recommended
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Cruise
Filed claim
M.H. Ross Advantage Asset
It gives us peace of mind to insure our big trips. We have only filed claims twice, but were promptly and generously reimbursed.
Robert E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
M.H. Ross Advantage Asset
Didn't file a claim but felt reassured. Insuremytrip reps were very helpful.
Patricia M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
M.H. Ross Advantage Asset
I had an accident and incurred some emergency medical costs. It took a while, and Insuremytrip.com followed up on my behalf, but I eventually got reimbursed.
Eduard Y. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
M.H. Ross Advantage Asset
Due to relocating with work, we needed to file a claim with MH Ross. The process to open the claim was painless, and I submitted the requested documents to claim $400 total for rebooking fees for the airline tickets. Although I submitted the documents to prove the airline tickets were apart of the trip, MH Ross requested them a second time, delaying the payout of the claim.

Once they had the documents a second time they paid out quickly. As far as an insurance company goes, they did alright. Since I know how their process works and that they will actually pay out, I will continue to buy future policies from them.
Scott W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
M.H. Ross Advantage Asset
I didn't need to use the insurance so I can't say anything other than the price was lower than comparable policies I researched.
Dean B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
M.H. Ross Advantage Asset
This was our second time to purchase this plan. We did not file a claim on this trip but we did on a previous trip two months prior when my husband had an ER visit in Mexico. While we did have to show an amazing amount of proof and receipts for that visit we were reimbursed for the full amount of the ER visit in about 2 months. I would recommend this company and encourage you to save all receipts including credit card statements to prove you actually purchased insurance through M.H. Ross.
David T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
M.H. Ross Advantage Asset
I'm going on every social mediate outlet possible to inform the public this insurance is a scam!!
I was but by a dog on my trip, rabies vaccine was not available on the Galapagos so I had no choice but To wait til I get home to get the shots and it's not Covered???? Scam insurance. Calling better business bureau
Megan M. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy. We are sorry to learn of your injury.

    You are correct in stating that the M.H. Ross Advantage Asset plan covers Medical Expenses incurred during your trip, but not expenses incurred after returning home. The exact verbiage can be found in the Summary of Plan Benefits.

    We advise our customers to call the insurance provider immediately after suffering an illness or injury so that a medical referral can be provided, or an evacuation can be coordinated by the assistance company.

    For medical expenses incurred within the United States, an individual should use their primary health insurance.

    Please call us at 800-487-4722 if you have any questions or concerns.
    Apr 28,2016
The trip included a
tour
M.H. Ross Advantage Asset
My son was going on a one-month "high adrenaline" trip to New Zealand. We needed a plan that would cover such activities as skydiving, bungee jumping and scuba diving. This plan offered an optional rider for high-risk activities and the cost was affordable.
JOHN S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
M.H. Ross Advantage Asset
Didn't think i would need to use it, but it turned out I did and the process was very smooth. I just sent in the receipts along with the form and the check was in the mail in a short period of time. Will use them again for our future trips and will recommend them to all our friends and family.
Randi P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
M.H. Ross Advantage Asset
BEWARE! I will never purchase insurance from any company that uses Tripmate to handle their claims. After taking months to handle, they first denied my claim, and then after an appeal process, they eventually paid but shorted me. My travel partner purchased insurance through insuremytrip with another provider and I purchased through MH Ross, and I submitted all documentation to both companies. The other provider paid in full within two weeks. Seven months later, I am still dealing with Tripmate Tripmate did not have my back after years of never having to submit a claim. BUYER BEWARE!
Gary H. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy, and for allowing us to advocate on your behalf. We are pleased to learn that your appeal proved to be moderately successful. Please let us know if you require further assistance by calling 800-487-4722.
    Mar 25,2016
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