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Travel Insurance Reviews Nationwide Choice Cruise

The Nationwide Choice Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation & Interruption, Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.

To learn more, see the Nationwide Choice Cruise product page.

Customers who have visited Hawaii rated the Nationwide Mutual Insurance Company Choice Cruise plan
4.11 out of 5
15
ratings and reviews
86%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
I cancelled my trip to Hawaii, but was not able to cancel this insurance which made me very mad and sad. A waste of money for me, but a boon for you.
Sorry can not rate this insurance, but Nationwide is not consumer friendly. It stinks.
Carol H. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Melissa J.
    Photo
    Thank you for your feedback on the policy.

    This policy came with a 10-day review period. The policy certificate states, in paragraph 3 of page 1, "All premium is non-refundable after a ten (10) day review period from the date of purchase in the event You have not incurred any claims during that time. In the event the premium paid for coverage is less than the required premium for coverage, benefits will be paid in direct proportion of the actual amount paid to the required premium due."

    However, you may request to transfer this policy to cover a new trip. Please contact us at 800-487-4722 for the documentation required for this request.
    Dec 10,2018
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Good plan. I usually purchase for evacuation coverage. Glad I didn't have to use it.
Judith W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Choice Cruise
Cannot say how good the plan was since I did not need to file a claim. Having the peace of mind knowing we were covered in case of a medical emergency while on our cruise was worth it. There were 3 people that need to be taken off our ship for medical help. Knowing that we had the insurance while out of the country especially if we need to be evacuated by helicopter gave us great peace of mind.
Dominick S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Even with adding on coverage and premium the plan (like many others) is too expensive. For example, you have to pay for coverage of the entire cruise fare when you pay it even though much of it is refundable if you need to cancel 3 months out. For the small amount that was covered until the last couple of months the premium is excessive.
Lewis G. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Kyle
    Photo
    Thank you for providing feedback on this policy.

    Each Company will base the premiums of their plans by 3 main factors; (1) the ages of the travelers, (2) the length of your trip from home to home and (3) the total cost of your pre-paid trip cost. On top of this premium, when adding additional coverage, such as Cancel For Any Reason, the premiums will increase. Since the insurance is providing coverage for a larger risk, the premium you pay will also go up accordingly.

    Please feel free to contact us if you have any further questions or concerns. We are available 7 days a week at 1-800-487-4722.
    Oct 10,2017
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Because I didn't need to file a claim I don't really have an opinion. This insurance was maybe 30% less cost than what was offered through Norwegian Cruise Lines, but I think it also had fewer benefits.
Elizabeth M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
If you haven't filed a claim it is difficult to answer the other questions. I was also less than 30 days before sailing so did not have full coverage.
Noreen E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Choice Cruise
Glad we didn't need to use it but it was comforting to know it was there if it was needed.
Donna M. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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